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How do customers rate Tesla Insurance?

are likely to renew their policy
are likely to renew their policy
are likely to renew their policy

Tesla Insurance: Consumer Ratings & FAQs

Tesla Insurance is an insurance offering from Telsa designed to provide Tesla owners with cheaper insurance rates for their vehicle. Tesla Insurance advertises up to 20% lower rates, and in some cases as much as 30%.

Tesla Insurance, which launched in August 2019, is currently only available in eight states, though it plans to expand in the U.S. in the future.

Given Tesla knows its vehicles best, Tesla Insurance says its able to leverage the advanced technology, safety, and serviceability of its cars to provide insurance to Tesla owners at a lower cost than they can get from other auto insurance companies.

The company says its premiums reflect the advantages associated with Tesla's safety features that come standard on all new Tesla vehicles.

Existing Tesla owners can purchase a policy directly online in as little as a couple minutes.

Policyholders may cancel or change their Tesla Insurance policy at any time.

What coverages does Tesla Insurance offer?

Is Tesla Insurance good?

Tesla Insurance provides comprehensive insurance coverage to Tesla owners in eight states:

  • Arizona
  • California
  • Colorado
  • Illinois
  • Ohio
  • Oregon
  • Texas
  • Virginia

Tesla Insurance launched in 2019 so customer reviews are limited. The company has been given an A rating from A.M. Best.

Tesla Insurance FAQs

Is Tesla Insurance available for all Tesla owners?

Right now, Tesla Insurance is only available in California for all drivers with Tesla Model S, Model 3 and Roadster vehicles. However, Tesla Insurance plans to expand to other states in the United States in the future.

How do I purchase Tesla Insurance?

If you’re a Tesla owner in California, you can purchase Tesla Insurance. The process is very quick and can take as little as one minute, according to Tesla, via the online quote option on its website. If you just purchased a Tesla and it hasn’t been delivered yet but you want to purchase Tesla Insurance, you can do so as soon as you receive your car’s VIN number in your Tesla account.

How is Tesla Insurance coverage less expensive than other mainstream insurance?

Tesla owners may be able to save money on car insurance by switching to Tesla Insurance. Tesla Insurance is only available for Teslas. Tesla says its insurance offering is cheaper for Teslas than other insurance companies because it’s made by Tesla specifically for the Tesla cars.

All new Tesla vehicles have active safety and advanced driver assistance features as a standard option and those features are taken into consideration for the price of Tesla Insurance policies.

Does Tesla Insurance cover ride sharing?

Tesla Insurance only covers personal use of your Tesla at the moment. This means that Tesla Insurance does not cover you while you’re engaged in ridesharing services.

Tesla plans to offer a commercial policy in the future that will cover drivers who drive for a ridesharing company. If you need rideshare insurance, you can see which companies have rated as the best rideshare insurance companies.

How do I report and track my claim for Tesla Insurance?

To report a claim with Tesla Insurance, you can call the number on your Tesla Insurance card, which can be found on your Tesla account online. You will be assigned a claims specialist to offer support throughout your claim process. You can also call that number to track the process of your Tesla claim.

With Tesla Insurance, drivers have access to Tesla Body Repair Centers if they’re available in the area.

What states does Tesla Insurance do business in?

Tesla Insurance sells car insurance in 1 state. See the state Tesla Insurance sells in below and click the link to see how Tesla Insurance compares to the other top companies in that state.

Tesla Model 3, Model X and Roadster


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