Tesla Insurance ratings and coverages

Tesla Insurance FAQs

Is Tesla Insurance available for all Tesla owners?

Right now, Tesla Insurance is only available in California for all drivers with Tesla Model S, Model 3 and Roadster vehicles. However, Tesla Insurance plans to expand to other states in the United States in the future.

How do I purchase Tesla Insurance?

If you’re a Tesla owner in California, you can purchase Tesla Insurance. The process is very quick and can take as little as one minute, according to Tesla, via the online quote option on its website. If you just purchased a Tesla and it hasn’t been delivered yet but you want to purchase Tesla Insurance, you can do so as soon as you receive your car’s VIN number in your Tesla account.

How is Tesla Insurance coverage less expensive than other mainstream insurance?

Tesla owners may be able to save money on car insurance by switching to Tesla Insurance. Tesla Insurance is only available for Teslas. Tesla says its insurance offering is cheaper for Teslas than other insurance companies because it’s made by Tesla specifically for the Tesla cars.

All new Tesla vehicles have active safety and advanced driver assistance features as a standard option and those features are taken into consideration for the price of Tesla Insurance policies.

Does Tesla Insurance cover ride sharing?

Tesla Insurance only covers personal use of your Tesla at the moment. This means that Tesla Insurance does not cover you while you’re engaged in ridesharing services.

Tesla plans to offer a commercial policy in the future that will cover drivers who drive for a ridesharing company. If you need rideshare insurance, you can see which companies have rated as the best rideshare insurance companies.

How do I report and track my claim for Tesla Insurance?

To report a claim with Tesla Insurance, you can call the number on your Tesla Insurance card, which can be found on your Tesla account online. You will be assigned a claims specialist to offer support throughout your claim process. You can also call that number to track the process of your Tesla claim.

With Tesla Insurance, drivers have access to Tesla Body Repair Centers if they’re available in the area.