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How do customers rate Sterling Insurance Co.?

are likely to renew their policy
are likely to renew their policy
are likely to renew their policy

Sterling Insurance Co. ratings and coverages

Who is Sterling Insurance Company?

Sterling Insurance Company based in Cobleskill, New York. The company has come a long way but has never forgotten its rich history; it was founded as Otsego Mutual Fire Insurance Company in 1895. It currently serves more than 100,000 policyholders in New York, selling auto, homeowners, and renters, among other lines of insurance. Sterling Insurance works with a network of local independent agents to provide its insurance coverage to clients in New York.

Does Sterling Insurance offer car insurance discounts?

  • Defensive Driver Discount: This discount may be awarded upon completing a defensive driving course.
  • Good Student Discount: This Sterling Insurance discount is eligible to full-time high school or college students who maintain a B average or better.
  • Student Away at School Discount: Students more than 100 miles from home without access to a vehicle may qualify for this discount.
  • Multiple Policy Discount: If you buy multiple lines of insurance through Sterling, such as car and home, you may be eligible for savings on both policies.
  • Multi-Car Discount: Insuring at least two cars through Sterling Insurance can qualify you for this discount.
  • Safety Feature Discounts: If you have safety features, such as airbags, anti-lock brakes, passive restraints and/or anti-theft devices in your vehicle, you may be eligible for a discount on your premium.

Does Sterling Insurance offer homeowners insurance discounts?

  • Multi-Policy Discount: Bundling multiple policies with Sterling Insurance can qualify you for this discount.
  • Home Construction Less Than 30 Years Old: If your home was built within the past 30 years, you could be eligible for savings on your homeowners premium.
  • Protective Devices Discount
  • Central Station Alarms Discount

What coverages does Sterling Insurance Co. offer?

What coverages does Sterling Insurance Co. offer?

Sterling Homeowners Program offers policies for primary homes, secondary homes, seasonal homes, town homes, manufactured homes, log homes and equestrian estate homes. They also have options for mobile homes, renters, seasonal and Airbnb rentals, trusts, and life tenants.

The Businessowners Program offers policies for apartments, offices, churches, hotels/motels, service, and mercantille. The available coverages for auto insurance include: collision and comprehensive coverage, glass coverage, rental/transportation expense, towing, liability, personal injury protection, uninsured/underinsured motorist coverage.

Optional coverages that can be added to a Sterling homeowners insurance policy include identity fraud coverage, equipment breakdown, water damage (including sump pump failure), personal injury, and replacement cost on buildings and their contents.

More about Sterling Insurance Company

Sterling Marketing Services, Inc. is a wholly-owned subsidiary of Sterling Insurance Company that was established in 1993.

What states does Sterling Insurance Co. do business in?

Sterling Insurance Co. sells car, homeowners and renters insurance in 1 state. See the state Sterling Insurance Co. sells in below and click the link to see how Sterling Insurance Co. compares to the other top companies in that state.

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