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How do customers rate Star & Shield Insurance?

are likely to renew their policy

Star & Shield Insurance ratings and coverages

Q: What coverages does Star & Shield Insurance offer?

Star & Shield Insurance offers coverages for Boat insurance, Car insurance, Classic car insurance, Flood insurance, Homeowners insurance, Landlord insurance, Motorcycle insurance, Renters insurance, RV insurance and Umbrella insurance.

Q: What states does Star & Shield Insurance do business in?

Star & Shield Insurance offers insurance in .

Star & Shield insurance (not Stars and Shield Insurance) offers affordable rates and great car insurance discounts for first responders in Florida.

Coverage isn't available outside of Florida, but local drivers can save on first responders car insurance with affiliation and safe driving discounts. You may also be eligible for an EMT car insurance discount depending on the type of first responder you are.

Read the Star & Shield car insurance reviews below to learn more about this provider and find out how to qualify for auto insurance discounts for first responders.

Star & Shield Insurance Customer Reviews

Star & Shield insurance reviews are few and far between. Since the company is limited to one state, it isn't rated by national associations like A.M. Best or J.D. Power. Drivers have to look for local reviews to gauge customer experience.

Overall, customers are pleased with Star & Shield Services. Reviewers on messageboards like Reddit and Yelp consider it one of the best for car and home insurance for first responders. The Better Business Bureau (BBB) didn't receive any complaints about the company either.

Star & Shield Car Insurance Rates

Star & Shield sells affordable first responder auto insurance in Florida. It's cheaper when compared to Direct Auto Insurance in Tallahassee, especially when you stack discounts on car insurance for first responders.

There is not much rate data for this company online. You have to call an agent to get quotes and ask about first responder insurance discounts. You also won't find an option to make a Star & Shield car insurance payment online.

Star & Shield car, homeowners and renters insurance discounts

Insurance for first responders qualifies for unique occupation-based discounts. Star & Shield car insurance policies are designed for first responders and come with specialty discounts to reward career and safe driving choices.

Beyond car insurance with a first responder discount, and Star & Shield offers various discounts on their car, homeowners and renters insurance policies.

If you need car insurance, first responder discounts are the first thing you should ask if you qualify for. Common qualifying professions include law enforcement, firefighters, EMTs, and paramedics. You'll need to provide proof employment with a current ID badge, pay stub, or letter from your employer.

Be aware that the definition of "first responder" can vary. One company that's the best car insurance for law enforcement may not include the same first responder discounts as Star & Shield.

Contact a Star & Shield member services associate to learn more about how you can lower your insurance premiums with first responder discount car insurance.

What coverages does Star & Shield Insurance offer?

The best insurance for first responders will meet Florida state requirements, satisfy the terms of your auto loan or lease, and protect you and your vehicle against collisions and other risks on the road.

Explore the different Star & Shield car insurance plans below. The type of coverage you need will ultimately determine if Star & Shield Insurance in Florida is the right fit.

Star & Shield Car Insurance Types

Before you request a Star & Shield insurance quote, decide what kind of policy you want:

Liability Coverage: Covers property damage to others if you're at fault in an accident. Florida doesn't require bodily injury liability.
Comprehensive Coverage: Protects against non-collision-related damages like theft, vandalism, natural disasters, and animals.
Collision Coverage: Pays to repair or replace your car after a collision with another vehicle or object.
Commercial Car Insurance: Designed for vehicles used for business purposes, and covers company-owned vehicles, including trucks, vans, and service vehicles.
Classic Car Insurance: Special coverage for antique or classic cars, typically over 20-25 years old that includes agreed value coverage, which pays out a pre-determined amount if the car is totaled.
Personal Injury Protection (PIP):Covers medical expenses, lost wages, and other related costs regardless of who is at fault.

Star & Shield also offers a "Take-home car coverage" which provides extended liability coverage for authorized personal use of automobiles issued to government employees.

Other insurance services offered by Star & Shield are:

Boat insurance

Classic car insurance

Flood insurance

Landlord insurance

Motorcycle insurance

RV insurance

Umbrella insurance

More About Star & Shield Insurance Company

Star & Shield auto insurance provides low-cost coverage to first responders and their families and funds programs that work to train, equip, and honor them.

Customer reviews rank it among the best car insurance for first responders in Florida for its competitve rates and tailored policies. Star & Shield insurance review complaints are practically non-existent — no complaints were filed with the BBB over the past year.

Frequently Asked Questions

What are the Star & Shield Insurance customer ratings?

Star & Shield car insurance isn't rated by any national associations due to its small size, but local customer reviews consider it the best car insurance in Tallahassee and other cities throughout Florida.

What is the best auto insurance for first responders?

Geico, State Farm, and USAA are national providers that offer discounts on first responder car insurance.

What is the best auto insurance for law enforcement?

Allstate, Farmers, and Geico are national providers with competitive discounts for law enforcement officers.

What states does Star & Shield Insurance do business in?

Star & Shield Insurance sells car, renters and motorcycle insurance in 1 state. See the state Star & Shield Insurance sells in below and click the link to see how Star & Shield Insurance compares to the other top companies in that state.

Florida

Star & Shield Insurance mission

Serving thousands in the Public Safety community, the mission of Star & Shield is to deliver a wide array of competitive insurance options and specialized service to those who put their lives on the line every day. This includes law enforcement, corrections, fire rescue, EMS and emergency management personnel (sworn/certified, civilian, credentialed volunteers and retirees) and their families.