What should you know about Southern Oak?
Southern Oak Insurance Company is a Florida-based insurance company specializing in personal residential property coverage. It is a privately held company wholly owned and operated by Florida residents that act as independent agents with home offices in Jacksonville, FL. The core strength of Southern Oak is its knowledge and understanding of the Florida Property Insurance Market with members of its executive team having over 150 years of collective insurance experience.
Southern Oak provides homeowners coverage through a statewide network of insurance agents. Additionally, our extensive network of experienced claims professionals ensures that Southern Oak Insurance will be there when you need us most. Southern Oak Insurance Company has been assigned a Financial Stability Rating® (FSR) of A, Exceptional, from Demotech, Inc.
Regardless of the severity of a general economic downturn or deterioration in the insurance cycle, insurers earning an FSR of A possess exceptional financial stability related to maintaining surplus as regards policyholders at an acceptable level. Our financial position is furthered strengthened by reinsurance companies approved by the Florida Department of Insurance and with an A.M. Best Financial Strength Rating between “A-“ and “A++” Southern Oak has a website where you can request a quote entirely online. You can also file an insurance claim, view your claim history, pay your insurance premiums, review your policy, contact an agent, and more.