Selective Insurance Company of America works with local, independent agents to offer personal, business and flood insurance. The company was founded in 1926 by Daniel L.B. Smith because of a horse and buggy accident that led to an idea to create a local insurance company that could offer consumers with better rates and services. Selective Insurance is headquartered in Branchville, New Jersey.
How do customers rate Selective Insurance Company of America?
Selective Insurance Company of America’s rating is based entirely on customer reviews written on Clearsurance. The rating is determined using an algorithm that analyzes a range of inputs from our independent community of insurance customers, including:
- Customer Service
- Claim service
- Likelihood to renew
The algorithm also takes into account the percentage of what customers say Selective Insurance Company of America does well vs. the percentage of what customers say the company could do better.
Discounts from Selective Insurance Company of America
Selective Insurance offers discounts if you pay your bill on time and if you have multiple policies with the company. Here are other discounts specific to car and homeowners insurance.
Selective car insurance discounts
- Defensive driver course completion
- Teen driver discounts: Good grades, completing an approved driver training course
- Safety or anti-theft feature discounts
- Bundling your auto insurance with a home, renters or condo policy.
Selective homeowners, renters and condo insurance discounts
- Smoke, burglar, and fire alarms and automatic sprinkler systems discounts
- No claims in the past three years
- Bundling your home, renters or condo policy with auto insurance
- On time payments
More about Selective Insurance
Selective offers a digital policy, paperless billing and a mobile app in efforts to go green and offer instant access to its policyholders.
Selective offers PaySync Flexible Payment Plan for businesses. It allows businesses to adjust premium installments in ways that are most convenient for your business.
Selective has many different types of coverage for businesses to protect against losses, mistakes, and emergencies. Some of those types include but are not limited to identity recovery, errors and omissions protection or data compromise coverage.
What states does Selective Insurance Company of America do business in?
Selective Insurance Company of America sells car insurance in 14 states, homeowners insurance in 15 states and renters insurance in 13 states. See the state Selective Insurance Company of America sells in below and click the link to see how Selective Insurance Company of America compares to the other top companies in that state.
Learn More about Selective Insurance Company of America
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