Selective Insurance Company of America works with local, independent agents to offer personal, business, and flood insurance. The company was founded in 1926 by Daniel L.B. Smith because of a horse and buggy accident that led to an idea to create a local insurance company that could offer consumers better rates and services. Selective Insurance is headquartered in Branchville, New Jersey.
How do customers rate Selective Insurance Company of America?
What discounts can you receive from Selective Insurance Company of America?
Selective Insurance offers discounts if you pay your bill on time and if you have multiple policies with the company. Here are other discounts specific to car and homeowners insurance.
Selective car insurance discounts
- Defensive driver course completion
- Teen driver discounts: Good grades, completing an approved driver training course
- Safety or anti-theft feature discounts
- Bundling your auto insurance with a home, renters or condo policy.
Selective homeowners, renters and condo insurance discounts
-Smoke, burglar, and fire alarms and automatic sprinkler systems discounts
- No claims in the past three years
- Bundling your home, renters, or condo policy with auto insurance
- On-time payments
What more should you know about Selective Insurance?
Selective offers a digital policy, paperless billing, and a mobile app in efforts to go green and offer instant access to its policyholders.
Selective offers PaySync Flexible Payment Plan for businesses. It allows businesses to adjust premium installments in ways that are most convenient for your business.
Selective has many different types of coverage for businesses to protect against losses, mistakes, and emergencies. Some of those types include but are not limited to identity recovery, errors and omissions protection, or data compromise coverage.
Before making any final decisions on your insurance company, it is important to learn as much as you can about your local insurance providers, and the coverages they offer. Call your local insurance agent to clear up any questions that you might have. Questions to consider asking include, "What is the best coverage plan for me/my family/my situation?" "What are the minimum coverage requirements in my state and what form of coverage do you recommend?" "Do you guys offer any bundle discounts if I take out both my auto insurance and home insurance with you?" and "What is the average rate of insurance quotes you guys offer?"
Before making any big insurance decisions, use our free tool to compare insurance quotes near you. It's simple, just plug in your zip code and we'll do the rest!
What states does Selective Insurance Company of America do business in?
Selective Insurance Company of America sells car insurance in 14 states, homeowners insurance in 15 states and renters insurance in 13 states. See the state Selective Insurance Company of America sells in below and click the link to see how Selective Insurance Company of America compares to the other top companies in that state.
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