Security First Insurance has been in business for nearly a century and operates with a commitment to providing reliable, customer-focused homeowners insurance to Florida residents. The Ormond Beach, Florida-based insurer says that, as a business, it is committed to standing by its policyholders storm after storm.
How do customers rate Security First Insurance Company?
How much does Security First homeowners insurance cost?
Because Ormond Beach, Florida experiences frequent hurricanes, Florida homeowners have a higher risk of wind and flood damage than homeowners in many other parts of the U.S. The location of your home and its proximity to the coast (which is especially relevant for customers in Ormond Beach) are factors that have a large impact on homeowners rates. Some of the other factors include your home's condition and age, the size and type of home, the crime rate in your area, your claim history, and your credit score. In the graph below, you can see the average cost of Security First homeowners coverages compared to the average cost of homeowners insurance in Florida. The graph is split into two categories: a home worth $200,000 and a home worth $400,000.
The average Security First homeowners rates for both the $200K home and $400K home are much lower than the average homeowners premiums in Florida. Please note that these are average homeowners premium rates based on specific profiles and your rate could be higher or lower based on where in Florida you live, the company you do business with, and your unique characteristics that affect homeowners rates.
What discounts does Security First Insurance offer?
Several discounts are available to help Security First customers save money on their premiums.
Security First home insurance discounts
- Roof shape discount
- Age of construction discount
- Policyholders 55+ discount
- Indoor sprinkler system discount
- Central fire alarm discount
- Central burglar alarm discount
- Wind resistant home features discount
- Secured community discount
What coverages does Security First Insurance Company offer?
Security First offers supplemental coverages that you can add to your Security First homeowners insurance policy. These optional coverages offer you extended coverage for certain situations for an additional cost on your premium. Optional add-on coverages from this business include the following:
Flood & Water Backup Coverage: Security First offers flood and water backup coverage that covers water damage caused by many reasons including a severe storm, overflows from pools, water backup through sewers and drains, and overflows from the sump pump.
Equipment Breakdown: Appliances in your home could face damage caused by electrical, mechanical, or pressure system breakdown. Security First offers equipment breakdown coverage you can add to your Security First homeowners policy. It only costs $50 per year to add this coverage to your policy.
Below is a list of other insurance products that Security First offers.
Where can I learn more about Security First?
Security First has a mobile app that is available for iOs and Android devices. With the app, Security First customers have several options. They can make payments, report claims, view policy information, access disaster response, and receive an instant quote.
You can learn more about Security First and its reputation as a business by visiting its website, where you can compares coverages, as well as get a quote, make a payment and file a claim.
Before making any final decisions on your insurance company, it is important to learn as much as you can about your local insurance providers, and the coverages they offer. Call your local insurance agent to clear up any questions that you might have. Questions to consider asking include, "What is the best coverage plan for me/my family/my situation?" "What are the minimum coverage requirements in my state and what form of coverage do you recommend?" "Do you guys offer any bundle discounts if I take out both my auto insurance and home insurance with you?" and "What is the average rate of insurance quotes you guys offer?"
Before making any big insurance decisions, use our free tool to compare insurance quotes near you. It's simple, just plug in your zip code and we'll do the rest!
What states does Security First Insurance Company do business in?
Security First Insurance Company sells homeowners and renters insurance in 1 state. See the state Security First Insurance Company sells in below and click the link to see how Security First Insurance Company compares to the other top companies in that state.
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