Safeco Insurance FAQs
Are Liberty Mutual and Safeco the same company?
Safeco is owned by Liberty Mutual Insurance, but the two are separate companies that offer separate products at different prices. Safeco sells personal insurance products through a network of independent agents and brokers. Liberty Mutual sells personal insurance lines through trained Liberty Mutual agents. Both companies allow you to get insurance quotes online.
Is Safeco a good home insurance company?
One of the many insurance products Safeco offers is homeowners insurance. Safeco's homeowners insurance offers standard coverage to protect you and your home as well as many other coverages you can add including identity recovery, protection for high-valued items, and more. You can save money on a policy with many discounts including a multi-policy (bundling) discount if you combine your home and auto policies or a discount if you pay your bill in full. Visit the homeowners insurance rankings to see how Safeco's home insurance compares to other companies.
Does Safeco homeowners insurance cover mold?
Oftentimes, whether or not your homeowners insurance covers damage from mold depends on what caused the mold. Typically, if water gets into your home from a peril that is covered by your Safeco homeowners insurance policy and causes mold, you may have coverage for it. Be sure to check with your policy and your agent to see if mold is covered by your Safeco homeowners insurance policy.
What more should you know about Safeco?
Safeco's website is a great place to learn more about company offerings, file claims, pay bills, contact customer support, and more. Safeco also offers a mobile app for iOS and Android devices to have access to everything Safeco in the palm of your hand. Through the app, Safeco customers can report an auto accident, view ID cards, pay bills, update contact or policy information, check the status of a claim, access roadside assistance, or add policies.
Safeco RightTrack could save drivers up to 30% on their auto insurance just for driving as they normally would. The RightTrack device will pass along your driving information to your account where you will be able to see your discounts changing based on what time of day you drive, the total number of miles you drive, hard braking, or rapid acceleration.
For those with Safeco home insurance, there is Safeco's Home Inventory app for iOS available in the Apple store. It enables you to take photos of items in your home as well as store receipts and other information needed in a claim.
Before making any final decisions on your insurance company, it is important to learn as much as you can about your local insurance providers, and the coverages they offer. Call your local insurance agent to clear up any questions that you might have. Questions to consider asking include, "What is the best coverage plan for me/my family/my situation?" "What are the minimum coverage requirements in my state and what form of coverage do you recommend?" "Do you guys offer any bundle discounts if I take out both my auto insurance and home insurance with you?" and "What is the average rate of insurance quotes you guys offer?"
Before making any big insurance decisions, use our free tool to compare insurance quotes near you. It's simple, just plug in your zip code and we'll do the rest!
