Quincy Mutual Fire Insurance Company ratings and coverages

Does Quincy Mutual Group offer discounts?

Quincy Mutual Group has a number of discounts available for policyholders to save on their homeowners and car insurance premiums. If you purchase a car and homeowners Quincy Mutual policy, you will receive a discount of up to 30 percent on homeowners and 10 percent on your car insurance. Other discounts are listed below, but keep in mind they may vary by state.

Quincy Mutual car insurance discounts

• Multi-Car Discount: If you have two or more cars insured with Quincy Mutual, you can earn this discount.
• Good Driver Discount: If all drivers on the policy haven't had an at-fault accident in three years, you may qualify for a 10 percent discount.
• Low Mileage Discount: A lower premium may be available if you don't drive frequently or drive short distances.
• Anti-Theft Devices Discount: A discount of up to 15 percent on car insurance coverages except collision will be applied if your car is equipped with anti-theft devices.
• Good Student Discount: Students with a grade point average of 3.00 (or B) or better can earn this discount.
• Student Away Discount: Students who go to school more than 100 miles away from where the car is stored may qualify for this discount.
• Early Issue: Buying insurance from Quincy Mutual Group at least five days before the policy is effective can earn you a 3 percent discount for one year.

Quincy Mutual homeowners insurance discounts

• Alarm Discount: Having smoke detectors, fire alarms and burglar alarms in your house can earn you this discount.
• New Home Discount: Earn up to a 20 percent discount if your home was built in the past 15 years.
• Loss Free: This discount applies if you haven't had a loss in your house in the last three years.
• Superior Construction: You may qualify for this discount if your home was built with non-combustible materials

Before making any final decisions on your insurance company, it is important to learn as much as you can about your local insurance providers, and the coverages they offer. Call your local insurance agent to clear up any questions that you might have. Questions to consider asking include, "What is the best coverage plan for me/my family/my situation?" "What are the minimum coverage requirements in my state and what form of coverage do you recommend?" "Do you guys offer any bundle discounts if I take out both my auto insurance and home insurance with you?" and "What is the average rate of insurance quotes you guys offer?"

Before making any big insurance decisions, use our free tool to compare insurance quotes near you. It's simple, just plug in your zip code and we'll do the rest!