Prepared Insurance ratings and coverages

What discounts does Prepared offer?

• Claim Free: up to a 5% discount if you have not filed a homeowners claim for three years or more.
• Concierge Claim Service: Receive a 20% deductible discount on insurance claims that do not involve storms.
• Multi-Policy: Certain discounts apply to your rates every month when you purchase both home and flood.
• Protective devices: If you have extra protection against dwelling fire insurance and theft you may qualify for this discount to save on your homeowners insurance premiums.
• Senior discount: If you are over 55 and retired you may be able to qualify for a retiree discount of up to 10%.