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How do customers rate Preferred Mutual Insurance Company?

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Preferred Mutual Insurance: Compare Ratings, Coverage & Discounts in 2024

Preferred Mutual, founded in 1896, offers auto, home, and other specialty coverages. Based in New York, Preferred Mutual Insurance Company employs more than 270 people and operates in association with over 450 independent agents located in New York, New Jersey, Massachusetts, and New Hampshire.

More about Preferred Mutual Insurance

Preferred Mutual works with Safelite AutoGlass for its Preferred Mutual Pro Glass Service, which allows you to call and set up an appointment 24/7 to repair or replace a damaged windshield.

Discounts available from Preferred Mutual Insurance

Preferred Mutual offers a variety of different savings opportunities in order to give customers quality insurance coverage at a lower cost. These discounts are available with auto and home insurance from Preferred Mutual.

Preferred Mutual auto insurance discounts

  • New business credit
  • Multi-car insurance
  • Preferred risk premium discount
  • Roadside assistance discount
  • Loyalty credit
  • Good student
  • One pay discount
  • Annual mileage
  • Driver’s training discount
  • Multiple policies
  • Security features discount
  • Class 15 discount for insureds 65 and older

Preferred Mutual home insurance discounts

  • Combining multiple policies
  • Building or renovating home
  • Home construction less than 20 years old
  • Non-smoker
  • Protective devices
  • Hard wired generator
  • Central station alarms
  • Higher deductibles

Before making any final decisions on your insurance company, it is important to learn as much as you can about your local insurance providers, and the coverages they offer. Call your local insurance agent to clear up any questions that you might have. Questions to consider asking include, "What is the best coverage plan for me/my family/my situation?" "What are the minimum coverage requirements in my state and what form of coverage do you recommend?" "Do you guys offer any bundle discounts if I take out both my auto insurance and home insurance with you?" and "What is the average rate of insurance quotes you guys offer?"

Before making any big insurance decisions, use our free tool to compare insurance quotes near you. It's simple, just plug in your zip code and we'll do the rest!

What coverages does Preferred Mutual Insurance Company offer?

What states does Preferred Mutual Insurance Company do business in?

Preferred Mutual Insurance Company sells car insurance in 2 states and homeowners and renters insurance in 4 states. See the state Preferred Mutual Insurance Company sells in below and click the link to see how Preferred Mutual Insurance Company compares to the other top companies in that state.


Preferred Mutual Insurance Company mission

Personal home or auto coverage is more than just a policy. It’s a promise that you can get the protection you need to Live Assured each and every day - Preferred Mutual Insurance Company

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