Engaged with customers on Clearsurance

How do customers rate Pioneer State Mutual Insurance Company?

are likely to renew their policy

Pioneer State Mutual Insurance Company ratings and coverages

Q: What coverages does Pioneer State Mutual Insurance Company offer?

Pioneer State Mutual Insurance Company offers coverages for ATV insurance, Boat insurance, Business insurance, Car insurance, Collectibles Insurance, Commercial auto insurance, Commercial property, Condo insurance, Equipment Breakdown, Farm Auto Insurance, Farm insurance, Homeowners insurance, Identity Theft Insurance, Inland Marine Coverage, Mobile Home Insurance, Motorcycle insurance, Motorhome Insurance, Personal Valuables Insurance, Renters insurance, RV insurance, Seasonal Home Insurance, Snowmobile Insurance, Trailer Insurance, Umbrella insurance and Watercraft insurance.

Q: What states does Pioneer State Mutual Insurance Company do business in?

Pioneer State Mutual Insurance Company offers insurance in .

Pioneer State Mutual Insurance Company offers insurance for individuals as well as businesses, specializing in property and casualty policies. The company was established in 1908 after severe lightning storms threatened Michigan farmers and their land. It was originally called Farmer's Mutual Lightning Protected Fire Insurance Company of Michigan, Ltd and became the first insurer to offer a discount to policyholders for safe practices. The company offered a discount to property owners who had lightning rods properly installed on their buildings. Today, the insurer sells affordable coverage through the Independent Insurance Agency System.

Pioneer State offers a number of home policies for various dwellings including condos, mobile, and seasonal homes. They also offer business, farm, and personal automobile insurance.

What Is Pioneer State Mutual Insurance Company?

Pioneer State policies are sold through local independent agents across the state of Michigan. The company's headquarters is located in Flint, MI.

The company also offers a roadside assistance plan for 24/7 assistance anywhere in the United States, Puerto Rico, and Canada.

What Car Insurance Discounts Are Available?

Multi-Policy
Good Student
Affinity Groups
Driving Experience
Anti-Lock Brakes
Anti-Theft Device
Student Away (over 100 miles)
Annual Policy

What Home Insurance Discounts Are Available?

Mature Homeowner
Multi-Policy
New Home (less than 20 years old)
Protection Devices

What Renters Insurance Discounts Are Available?

Multi-Policy
Protection Devices

What coverages does Pioneer State Mutual Insurance Company offer?

ATV insurance

Boat insurance

Business insurance

Collectibles Insurance

Commercial auto insurance

Commercial property

Condo insurance

Equipment Breakdown

Farm Auto Insurance

Farm insurance

Identity Theft Insurance

Inland Marine Coverage

Mobile Home Insurance

Motorcycle insurance

Motorhome Insurance

Personal Valuables Insurance

RV insurance

Renters insurance

Seasonal Home Insurance

Snowmobile Insurance

Trailer Insurance

Umbrella insurance

Watercraft insurance

Does Pioneer State Auto Insurance have roadside assistance?

Yes, the carrier offers roadside assistance to those who hold an insurance policy with them. Available 24/7 by calling 1.800.828.7067. Roadside assistance from PSMIC covers the following:

Towing
Delivery of fluids (such as gasoline, oil or water)
Battery service
Changing or inflating a flat tire
Unlocking vehicle doors

Coverage applies to on-site service or towing to a repair facility within a 10-mile radius.

If you choose not to call the Roadside Assistance hotline, you may submit your bill to their Roadside Assistance Provider within 90 days for up to $75.00 in reimbursements.

Before making any final decisions on your insurance company, it is important to learn as much as you can about your local insurance providers, and the coverages they offer. Call your local insurance agent to clear up any questions that you might have. Questions to consider asking include, "What is the best coverage plan for me/my family/my situation?" "What are the minimum coverage requirements in my state and what form of coverage do you recommend?" "Do you guys offer any bundle discounts if I take out both my auto insurance and home insurance with you?" and "What is the average rate of insurance quotes you guys offer?"

Before making any big insurance decisions, use our free tool to compare insurance quotes near you. It's simple, just plug in your zip code and we'll do the rest!

What states does Pioneer State Mutual Insurance Company do business in?

Pioneer State Mutual Insurance Company sells car, homeowners, renters and motorcycle insurance in 1 state. See the state Pioneer State Mutual Insurance Company sells in below and click the link to see how Pioneer State Mutual Insurance Company compares to the other top companies in that state.

Michigan

Pioneer State Mutual Insurance Company mission

What Is Pioneer State Mutual's mission?

Pioneer State Mutual is dedicated to serving its policyholders with compassion, integrity, and excellence, to create peace of mind, one insurance decision at a time.