Pioneer State Mutual Insurance Company offers insurance for individuals as well as businesses, specializing in property and casualty policies. The company was established in 1908 after severe lightning storms threatened Michigan farmers and their land. It was originally called Farmer's Mutual Lightning Protected Fire Insurance Company of Michigan, Ltd and became the first insurer to offer a discount to policyholders for safe practices. The company offered a discount to property owners who had lightning rods properly installed on their buildings. Today, the insurer sells affordable coverage through the Independent Insurance Agency System.
Pioneer State offers a number of home policies for various dwellings including condos, mobile, and seasonal homes. They also offer business, farm, and personal automobile insurance.
What Is Pioneer State Mutual Insurance Company?
Pioneer State policies are sold through local independent agents across the state of Michigan. The company’s headquarters is located in Flint, MI.
The company also offers a roadside assistance plan for 24/7 assistance anywhere in the United States, Puerto Rico, and Canada.