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How do customers rate Pioneer State Mutual Insurance Company?

are likely to renew their policy
are likely to renew their policy
are likely to renew their policy

Pioneer State Mutual Insurance Company ratings and coverages

Pioneer State Mutual Insurance Company offers insurance for individuals as well as businesses, specializing in property and casualty policies. The company was established in 1908 after severe lightning storms threatened Michigan farmers and their land. It was originally called Farmer's Mutual Lightning Protected Fire Insurance Company of Michigan, Ltd and became the first insurer to offer a discount to policyholders for safe practices. The company offered a discount to property owners who had lightning rods properly installed on their buildings. Today, the insurer sells affordable coverage through the Independent Insurance Agency System.

Pioneer State offers a number of home policies for various dwellings including condos, mobile, and seasonal homes. They also offer business, farm, and personal automobile insurance.

What Is Pioneer State Mutual Insurance Company?

Pioneer State policies are sold through local independent agents across the state of Michigan. The company’s headquarters is located in Flint, MI.

The company also offers a roadside assistance plan for 24/7 assistance anywhere in the United States, Puerto Rico, and Canada.

What Car Insurance Discounts Are Available?

  • Multi-Policy
  • Good Student
  • Affinity Groups
  • Driving Experience
  • Anti-Lock Brakes
  • Anti-Theft Device
  • Student Away (over 100 miles)
  • Annual Policy

What Home Insurance Discounts Are Available?

  • Mature Homeowner
  • Multi-Policy
  • New Home (less than 20 years old)
  • Protection Devices

What Renters Insurance Discounts Are Available?

  • Multi-Policy
  • Protection Devices

What coverages does Pioneer State Mutual Insurance Company offer?

Specialty Coverage

ATV insurance

Specialty Coverage

Business insurance

Specialty Coverage

Collectibles Insurance

Specialty Coverage

Commercial auto insurance

Specialty Coverage

Commercial property

Specialty Coverage

Farm Auto Insurance

Specialty Coverage

Farm insurance

Specialty Coverage

Inland Marine Coverage

Specialty Coverage

Motorhome Insurance

Specialty Coverage

Snowmobile Insurance

Specialty Coverage

Trailer Insurance

Does Pioneer State Auto Insurance have roadside assistance?

Yes, the carrier offers roadside assistance to those who hold an insurance policy with them. Available 24/7 by calling 1.800.828.7067. Roadside assistance from PSMIC covers the following:

  • Towing
  • Delivery of fluids (such as gasoline, oil or water)
  • Battery service
  • Changing or inflating a flat tire
  • Unlocking vehicle doors

Coverage applies to on-site service or towing to a repair facility within a 10-mile radius.

If you choose not to call the Roadside Assistance hotline, you may submit your bill to their Roadside Assistance Provider within 90 days for up to $75.00 in reimbursements.

What states does Pioneer State Mutual Insurance Company do business in?

Pioneer State Mutual Insurance Company sells car, homeowners, renters and motorcycle insurance in 1 state. See the state Pioneer State Mutual Insurance Company sells in below and click the link to see how Pioneer State Mutual Insurance Company compares to the other top companies in that state.



Pioneer State Mutual Insurance Company mission

What Is the Insurer's Mission?

Pioneer State Mutual is dedicated to serving its policyholders with compassion, integrity, and excellence, to create peace of mind, one insurance decision at a time.

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