Patrons Oxford Mutual Insurance Company ratings and coverages

How much does Patrons Oxford Mutual homeowners insurance cost?

While it's important to have a homeowners insurance company with a strong reputation for handling claims well, the cost is also an important consideration. There are many things that can affect the cost of homeowners insurance, including the company you choose. In the graph below, you can see the average cost of Patrons Oxford homeowners insurance compared to the average cost of homeowners insurance in Maine. The graph is split into two categories: a home worth $200,000 and a home worth $400,000.

The average Patrons Oxford homeowners insurance rates for the $200K home are lower and the rates for the $400K home are higher than the average homeowners insurance cost in Maine. Please note that these are average homeowners insurance rates based on specific profiles and your rate could be higher or lower based on your unique characteristics that affect homeowners insurance rates.

What discounts does Patrons Oxford Mutual offer?

Offering customers discounts on their policies or multiple policies is huge within the insurance industry. The right discounts can even draw new customers looking for a more affordable insurance policy to the company. Patrons Oxford awards its policyholders a 10 percent discount if they have multiple policies with the company, a 5 percent credit if they pay with EFT (Electronic Funds Transfer) and a 5 percent credit if they are participants in a qualifying employer or affiliated group. Other discounts that it offers includes:

What are Patrons Oxford auto insurance discounts?

Many auto insurance providers offer their customers and prospective customers discounts on their policies when qualifications are met. This can be a great way to save on your auto insurance policy. If you are not sure which discounts you may qualify for, read on or check with your insurance agent.

• Loss Free Discount: This discount of up to 15 percent is awarded to policyholders who have not experienced a loss within a certain time frame
• Passive Restraint Discount: If your vehicle has the appropriate passive restraints, you may qualify for this discount
• Anti-Lock Brakes Discount: This Patrons Oxford discount is awarded to policyholders who have vehicles with proper anti-lock brakes
• Driver Training Discount: Drivers who undergo a certain driver training course may qualify for savings on their car insurance with Patrons Oxford
• Good Student Discount: This discount may be offered to good students with a certain grade point average
• Student Living At School Discount: If the student on the policy is without a vehicle and is living more than 100 miles from home, the policyholder may qualify for a discount
• Corporate Car Discount: You may qualify for this discount if your car is a company car
• Mature Driver: Patrons Oxford awards this discount to drivers who have more than a certain years of experience

What are Patrons Oxford homeowners insurance discounts?

Having a good homeowners insurance policy is a must. Below you can find the discounts offered that can make this type of insurance more afforadable for customers.

• Loss Free Discount: This discount of up to 15 percent is awarded to policyholders who have not experienced a loss within a certain time frame
• Non-Smoker Discount: Protect your health and earn a 10 percent discount for not smoking
• Protective Devices Discount: You could be awarded this discount of up to 10 percent if you have protective devices in your home, such as security systems and smoke alarms