Located in West Virginia, Panhandle Farmers Mutual Insurance (PHFM), offers property and casualty insurance policies designed to meet the needs of the rural communities of their home state.
PHFM also offers MyHomeWorks that offers tips and tools on protecting your property, saving energy and cyber security tips. It's a free service as part of your homeowners policy.
On the company's website you can submit online a claim or use their agent locator to find an agent near you. They also have a mobile app that allows you to pay your premium, update payment information, upload documents, view your upolicy and file a claim with photos. The app is available on both iTunes and Google Play stores.