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Openly is an innovative homeowners insurance company that offers modern home insurance products by leveraging technology. Openly was founded by technology and insurance industry experts Ty Harris and Matt Wielbut to fill the gap in the insurance industry of simple, but premium insurance.

Openly sells premium insurance products targeted to higher value homes, but standard homeowners may still qualify for coverage. Policyholders can expect transparency with their insurance coverages. Openly uses a select group of independent agents to sell its insurance products.

Right now, home insurance coverage from Openly is available in Arizona and Illinois, but the company has plans to expand to other states in the near future. It will soon offer insurance in Massachusetts, Pennsylvania, Indiana, Kentucky and Tennessee.

How do customers rate Openly?

are likely to renew their policy

Openly ratings and coverages

Q: What coverages does Openly offer?

Openly offers coverages for Collectibles Insurance, Dwelling Fire Insurance, Dwellings Under Construction Insurance, Earthquake Insurance, Homeowners insurance, Homeshare insurance, Landlord insurance, Personal Valuables Insurance, Seasonal Home Insurance and Windstorm or Hurricane Coverage.

Openly is an innovative homeowners insurance company that offers modern home insurance products by leveraging technology. Openly was founded by technology and insurance industry experts Ty Harris and Matt Wielbut to fill the gap in the insurance industry of simple, but premium insurance.

Openly sells premium insurance products targeted to higher value homes, but standard homeowners may still qualify for coverage. Policyholders can expect transparency with their insurance coverages. Openly uses a select group of independent agents to sell its insurance products.

Right now, home insurance coverage from Openly is available in Arizona and Illinois, but the company has plans to expand to other states in the near future. It will soon offer insurance in Massachusetts, Pennsylvania, Indiana, Kentucky and Tennessee.

What coverages does Openly offer?

Openly offers a number of optional endorsements that customers can add to their Openly home insurance policy. Optional endorsements offered by Openly include:

Water Backup: Openly offers Water Backup coverage that you can add to your home insurance policy. This coverage helps cover the cost of damage caused by water that has backed up from a drain or sump pump.

Earthquake Insurance: Do you live in an area that experiences earthquakes? Openly offers earthquake coverage that you can add to your policy as an endorsement. It also offers Earthquake Loss Assessment Coverage.

Home-sharing Program Coverage: Openly offers insurance coverage for those who rent out their home through home-sharing networks like Airbnb.

Buried Utility Line Coverage: Openly offers this coverage that is also called underground utility line coverage. This coverage protects utility lines that are underground if they experience damage such as a leak or break.

State Specific Coverages: Homeowners in different states may have different homeowners insurance needs. Openly offers optional coverages that you can add to your policy depending on your state and your needs. A few of the coverages offered include Mine Subsidence and Sinkhole coverage.

Collectibles Insurance

Dwelling Fire Insurance

Dwellings Under Construction Insurance

Earthquake Insurance

Homeshare insurance

Landlord insurance

Personal Valuables Insurance

Seasonal Home Insurance

Windstorm or Hurricane Coverage

More about Openly

Openly insurance coverages are provided by Clear Blue Insurance Group, which is made up of the three companies: Clear Blue Insurance Company, Clear Blue Specialty Insurance Company and Rock Ridge Insurance Company. Openly insurance claims are backed by Rock Ridge Insurance Company.

What states does Openly do business in?

Openly sells homeowners insurance in 20 states. See the state Openly sells in below and click the link to see how Openly compares to the other top companies in that state.

Alabama