New Jersey is typically an expensive state to live overall. Since it does have a high cost of living, it can be really important to save money where you can, including on New Jersey car insurance. Car insurance rates can vary a good deal based on factors such as the car you drive, your credit score, where you live, your driving history, the company you choose to get a policy from, as well as which coverage options you choose or require. In the graph below, you can see the average cost of NJM car insurance for a single adult compared to the average cost of car insurance in New Jersey.
The average NJM car insurance rates for a single adult are significantly lower than the average car insurance cost in New Jersey based on the same driver profile. Please note that these are average car insurance rates based on specific profiles and your rate for insurance coverage could be higher or lower based on the factors listed above that make up your unique driver profile since all of these affect car insurance rates for your personal auto insurance.
It's not uncommon to want the cheapest car insurance you can find because everyone likes to save money. It's also a good idea to keep in mind that the cheapest doesn't always mean it's the best for your personal requirements. However, it's great to find a policy with a company that you feel is a good fit and find the best ways to save with that company.
NJM recognizes that everyone likes to save money. NJM policyholders have the chance to save on their auto policies and homeowners insurance policy if they are eligible for one or more of the discounts offered by the company. It's not unusual for insurance providers to offer multi-policy discounts, but what other ways can you save at NJM?
In addition to a standard car insurance policy, NJM also offers roadside assistance as option for customers who wish to add it on to their auto policy. This can be a great addition for peace of mind since you're taken care of if you get stranded by a flat tire or other mechanical problem while traveling or going about daily life.
Roadside Assistance: NJM offers roadside assistance as an optional coverage you can add to your NJM car insurance policy. NJM's roadside assistance is available everywhere in the U.S. and Canada. It includes emergency towing to safety.
Below is a list of other insurance products that are available through NJM Insurance.
Business insurance
Classic car insurance
Commercial auto insurance
NJM insurance products are open to all New Jersey and Pennsylvania residents and businesses as of October 1, 2018.
NJM car insurance covers a rental car if you have collision and comprehensive coverage for at least one of the vehicles on your policy. You will have the same deductible for the rental car that you do for your car. NJM rental car coverage is only available for cars rented in the United States and its territories, Puerto Rico and Canada.
NJM offers gap insurance as an optional coverage for NJM auto policyholders who live in New Jersey and Pennsylvania. It's called the Auto Loan/Lease coverage endorsement. NJM gap insurance is extra coverage that helps pay for the difference between the balance of your car loan or lease and what your car is worth in the event that it's totaled during an accident.
NJM doesn't offer life insurance. The insurance products NJM offers are auto and recreation, home and property, umbrella, workers' compensation, commercial auto and commercial general liability.
NJM SafeDrive is an optional program for NJM car insurance policyholders that monitors your driving. This program offers a discount on your car insurance and can provide you with feedback on how to become a safer driver. NJM SafeDrive uses a mobile app to monitor your acceleration, speed, braking, cornering, and distracted driving. Drivers who enroll in this program will automatically receive a participation discount.
You can get an auto, home, renters, condo or business quote directly on NJM’s website or by calling 1-800-232-6600. NJM also allows its policyholders to report a claim online or by calling the company's 24-hour claims service center.
Njm Insurance Group sells car, homeowners and renters insurance in 5 states. See the state Njm Insurance Group sells in below and click the link to see how Njm Insurance Group compares to the other top companies in that state.
Connecticut
Maryland
New Jersey
New York
Ohio
To offer value-based insurance solutions while providing our policyholders with the highest levels of service, integrity, and financial stewardship.
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Ranked #2 - The best car insurance companies for 2019
Ranked #1 - The best car insurance companies for 2018
