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are likely to renew their policy
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National Grange Mutual Insurance Company (Main Street America Group) ratings and coverages

National Grange Mutual Insurance Company was founded in 1923 as Main Street America Group's flagship insurance company. It was formed to provide affordable insurance to members of Grange Fraternity in New Hampshire. In 2005, National Grange Mutual became NGM Insurance Company, which is what it is known as today. NGM is based in Florida and writes personal and commercial lines of insurance across the United States in the areas of New England, Northeastern, Mid-Atlantic, Southeastern, Southwestern, and Western U.S.

What more should you know about NGM and Main Street America Group?

You can add coverage to your homeowner's insurance policy with NGM and Main Street America Group for watercraft and sports equipment. You can also add a Home Cyber Protection policy, which covers data breaches, ransomware, and fraud.

Additionally, you can extend your homeowner's insurance policy or auto insurance policy with Main Street America Group's Homeowners Elite Program and Auto Elite Program. These programs offer three different levels of coverage.

There are many ways to pay your NGM premiums, including Electronic Funds Transfer (EFT), one-time electronic payment, online banking or bill payer service, and mail payment. If you utilize the EFT option, you may even earn a discount and save on installment fees.

What discounts are available through NGM Insurance and Main Street America Group?

NGM Insurance Company and Main Street America Group have many discounts available to help policyholders save money on insurance premiums. Common discounts available include a new customer discount, multi-policy discount, and loyalty discount. There are many more discounts available for specific insurance lines:

What NGM car insurance discounts are available?

  • Accident-Free
  • Violation-Free
  • New Vehicle
  • Multi-Vehicle
  • Paid in Full
  • Electronic Funds Transfer
  • Mature Driver (65+)
  • Coverage Level
  • Good Student
  • Student Away from School
  • Driver Training
  • Accident Prevention Course
  • Vehicle Safety
  • Anti-Theft

What NGM home insurance discounts are available?

  • New Home
  • Loss-Free
  • New Home Purchase
  • Loss Forgiveness
  • Gated Community
  • Active Adult (55+)
  • Alarm Credits (Fire, Smoke)

Before making any final decisions on your insurance company, it is important to learn as much as you can about your local insurance providers, and the coverages they offer. Call your local insurance agent to clear up any questions that you might have. Questions to consider asking include, "What is the best coverage plan for me/my family/my situation?" "What are the minimum coverage requirements in my state and what form of coverage do you recommend?" "Do you guys offer any bundle discounts if I take out both my auto insurance and home insurance with you?" and "What is the average rate of insurance quotes you guys offer?"

Before making any big insurance decisions, use our free tool to compare insurance quotes near you. It's simple, just plug in your zip code and we'll do the rest!

What coverages does National Grange Mutual Insurance Company (Main Street America Group) offer?

What states does National Grange Mutual Insurance Company (Main Street America Group) do business in?

National Grange Mutual Insurance Company (Main Street America Group) sells car insurance in 15 states and homeowners insurance in 16 states. See the state National Grange Mutual Insurance Company (Main Street America Group) sells in below and click the link to see how National Grange Mutual Insurance Company (Main Street America Group) compares to the other top companies in that state.


National Grange Mutual Insurance Company (Main Street America Group) mission

The mission of Main Street America Group is to provide independent agents, with property and casualty insurance products and services for individuals, families, and small businesses in “Main Street America”.

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