Missouri Farm Bureau Insurance ratings and coverages

What Auto Insurance Discounts Does Missouri Farm Bureau Offer?

If you buy an auto insurance policy from Missouri Farm Bureau, you may get a low cost policy with coverage you need. Without applying discounts, you could be paying more than you have to. An agent can review your application and see what discounts you qualify for along with coverage solutions.

• Multi-Vehicle Discount: Save up to 10 percent on your policy when you have two or more vehicles on your policy with Missouri Farm Bureau
• Total Account Discount: Earn this discount of up to 7.5 percent when you have a qualifying property policy (home, farm, ranch or commercial property) in addition to your auto policy
• Good Student Discount: This discount will save you up to 20 percent on your insurance premium if you are a full-time student who is between the ages of 16 and 24, is not married, and has the qualifying class rank, grade average or academic honors
• Passive Restraint Discount: See savings with this discount if your vehicle had factory-installed airbags that meet federal safety standards
• Accident Free Discount: Qualify for this discount of up to 20 percent if you have been without an accident for the past three years
• Preferred Driver Discount: If you have insurance with Missouri Farm Bureau for all of your vehicles and property, you may earn this discount if you are at least 21 years old, have been accident free for the past five years, have been violation free for the past three years and have a limited number of prior claims
• Occupational Discount: Save up to 15 percent with this discount if you are an adult or young married driver (including the spouse) who has an occupation on Missouri Farm Bureau's list of eligible occupations
• E85 / Hybrid Discount: You are eligible for this discount of up to 5 percent savings if you drive an E85 (Ethanol Fuel) or hybrid vehicle

What Homeowners Insurance Discounts Does Missouri Farm Bureau Offer?

• New Home Discount: Save up to 40 percent on your insurance with Missouri Farm Bureau if your home has been constructed in the past several years or if it is currently being built
• Renovation Discount: You may qualify for this discount of up to 20 percent if you have electric, plumbing, heating and roofing that has been updated within the past five years
• Protective Systems Discount: If you have burglar or fire alarms in your home, you may qualify for this discount
• Urban Custom Home Discount: This discount is available if you have updated plumbing, roofing, heating and electricity in your home as well as completed custom renovations that meet the current construction standards in a home that is more than 50 years old and located in city limits