Metlife, Inc. ratings and coverages

Discounts offered by MetLife

MetLife offers a variety of discounts so that policyholders can save money on their insurance.

• Deductible Savings Benefit: MetLife customers automatically earn $50 every year they are claim-free and this discount increases every year up to $250
• Defensive Driver Discount: MetLife policyholders can earn up to a 7 percent discount by completing an approved driver training course
• Superior Driver Discount: If all of the drivers in your household have outstanding driving records, you could see savings of up to 12 percent
• MetRewards: MetLife customers could save up to 20 percent on a policy for being claim and violation-free for five years
• Good Student Discount: Qualifying students insured by MetLife could save up to 15 percent on their car insurance premium
• Combo Insurance Discount: Bundling your home and auto insurance into one MetLife Insurance package could save you up to 10 percent

MetLife FAQs

Does MetLife sell car insurance?

MetLife offers car insurance in addition to many other types of insurance coverages. In addition to the basic coverages like liability, comprehensive, and collision, MetLife also offers many optional coverages you can add to your car insurance policy. Some of the optional coverages offered include new car replacement, special parts replacement, and enhanced rental car damage coverage.

Does MetLife sell home insurance?

Metlife offers home, condo, and renters insurance in addition to the other types of insurance coverages it offers. MetLife's homeowners insurance policies are customizable to fit the needs of you and your home. MetLife Identity Protection Services come included on every MetLife homeowners insurance policy. Ask to see if you can get a discount by installing safety features in your home. These include smoke detectors and central burglar alarms.

Does MetLife offer accident forgiveness?

MetLife does not offer accident forgiveness protection as additional coverage on its car insurance policies.

Does MetLife auto insurance have roadside assistance?

MetLife offers roadside assistance coverage that you can add to your MetLife car insurance policy for an added cost. Roadside assistance can offer you emergency services such as help with changing a flat tire or a jump start for a dead battery.

What is MetLife grand protect?

MetLife GrandProtect is a combination insurance policy option from MetLife designed for people who have more extensive needs as it offers more coverage than MetLife's Combo package. GrandProtect offers coverage for all your property needs including car, home, recreational vehicles, boats, and more. With GrandProtect, you'll have one insurance policy with one bill and one deductible if more than one property is damaged in the same covered event.

More about MetLife Insurance

With the MetLife app, customers are able to securely and conveniently report an accident, make a payment, access identification cards, view claims, and more. This app is available for iOS and Android devices.

Before making any final decisions on your insurance company, it is important to learn as much as you can about your local insurance providers, and the coverages they offer. Call your local insurance agent to clear up any questions that you might have. Questions to consider asking include, "What is the best coverage plan for me/my family/my situation?" "What are the minimum coverage requirements in my state and what form of coverage do you recommend?" "Do you guys offer any bundle discounts if I take out both my auto insurance and home insurance with you?" and "What is the average rate of insurance quotes you guys offer?"

Also ask your MetLife Insurance agent about any special group discounts, a multi-policy discount, a safety discount, policy features, and about your details of coverage. Make sure you understand all of your coverage options.

Before making any big insurance decisions, use our free tool to compare insurance quotes near you. It's simple, just plug in your zip code and we'll do the rest!

Customers' choice awards