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How do customers rate Lighthouse Property Insurance?

are likely to renew their policy
are likely to renew their policy
are likely to renew their policy

Lighthouse Property: Compare Ratings and Coverage in 2022

Who is Lighthouse Property Insurance Corporation?

Lighthouse is a casualty insurance company with insurance products that include homeowner's, condo, renters, flood, and dwelling fire insurance policies that are sold and distributed through licensed, professional insurance agents. They are a very dedicated insurance provider, serving residents in just five states, and are committed to always providing them with the best service.

In the states where Lighthouse does business, property owners have the option to purchase Homeowners (HO3) and Dwelling Fire (DP3) policies. Lighthouse has an HO3 plan that includes HO3 assistance with medical costs, property damage, and applicable legal expenses when the property owner is found to be liable.

What more should you know about Lighthouse Property Insurance?

On the Lighthouse website, they offer features that are standard among other companies. You can request a quote to which an agent will respond, find an independent agent to work with you, ask questions, and log in to your customer portal to manage your account.

There are also many resources available including what to do when you need to file a flood insurance claim as well as how to be prepared for natural disasters. In the customer portal, policyholders can look at their homeowners policies, review the terms of their coverage, and pay their premium.

Policyholders can submit a claim 24/7 by either using the online form, sending an email or by phone. You can do so by calling either the Flood claim hotline at 844.225.9838 or the Homeowners claim hotline at 877.852.0606. There are agents standing by to help customers through the claims process if something happens to any of their assets. You can check the status of your claim online.

What discounts are available for homeowners insurance?

There are multiple discounts offered through Lighthouse including those for Alarm Systems, Secured Community, Newer Homes, Companion Policy, and Claims Free.

What coverages does Lighthouse Property Insurance offer?

Specialty Coverage

Commercial property

Specialty Coverage

Golf cart insurance

Specialty Coverage

Lock replacement

Specialty Coverage

Refrigerated contents/food spoilage

Learn More about Lighthouse Property Insurance

You can learn more about the company by reading Lighthouse Property Insurance reviews. Or share your own experience with our community by writing a review of Lighthouse Property Insurance.

Before making any final decisions on your insurance company, it is important to learn as much as you can about your local insurance providers, and the coverages they offer. Call your local insurance agent to clear up any questions that you might have. Questions to consider asking include, "What is the best coverage plan for me/my family/my situation?" "What are the minimum coverage requirements in my state and what form of coverage do you recommend?" "Do you guys offer any bundle discounts if I take out both my auto insurance and home insurance with you?" and "What is the average rate of insurance quotes you guys offer?"

Before making any big insurance decisions, use our free tool to compare insurance quotes near you. It's simple, just plug in your zip code and we'll do the rest!

What states does Lighthouse Property Insurance do business in?

Lighthouse Property Insurance sells homeowners insurance in 4 states and renters insurance in 1 state. See the state Lighthouse Property Insurance sells in below and click the link to see how Lighthouse Property Insurance compares to the other top companies in that state.

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North Carolina

South Carolina


Lighthouse Property Insurance mission

What is the Lighthouse mission?

Lighthouse helps you find your way through the unexpected. They protect homes and families in both coastal and inland areas no matter what twists and turns they face.

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