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How do customers rate Kingstone Insurance?

are likely to renew their policy
are likely to renew their policy
are likely to renew their policy

Kingstone Insurance ratings and coverages

Who is Kingstone Insurance?

Headquartered in Kingston, New York, Kingstone Insurance Company (KICO) is a leading provider of insurance products for individuals and landlords to cover their dwellings. They have been in business for more than a century, starting out in 1886 as the Co-Operative Fire Insurance Company and now they have emerged as one of the top providers of insurance for dwellings in their region.

Formerly known as the Commercial Mutual Insurance Company, Kingstone sells their insurance policies through licensed independent insurance agents and brokers and not directly to consumers. With coverage in New York, New Jersey, Pennsylvania, New Hampshire, Maine, Rhode Island, Massachusetts, and Connecticut, KICO covers most of the North East region. Moreover, their staff includes experienced professionals dedicated to the company's core values of partnership, consistency, personal service and respect.

What home insurance discounts are available from KICO?

Kingstone encourages you to talk to your agent regarding discounts available to you. They do have a new home purchase discount, multi-policy discount (if you insure your primary home and rental property), and alarm credits available to reduce your monthly premium.

What coverages does Kingstone Insurance offer?

What coverages does Kingstone Insurance Company offer?

This business provides homeowners insurance coverages for single and multi-family homes. They specialize in coastal insurance, high-value homes, and seasonal or secondary homes which makes them more highly-tailored than other homeowners insurance carriers.

Kingstone offers a Canine Liability Product that covers up to two dogs per household. It provides medical payment insurance coverage for bodily injury or property damage caused by an insured dog. Limits available are $100,000 or $250,000. Unlike many other animal insurance programs, there are no restricted dog breeds.

There are some other unique insurance services you can get as well, like Home Systems Protection, Scheduled Property and Unique Collectibles coverage, and even Trampoline Liability coverage. Features like this distinguish the company from the rest of the insurance market.

In addition, Kingstone offers the following coverages and enhancements to your policy (Please note that availability of insurance will vary by state):

How do I file a claim with Kingstone?

Kingstone makes filing claims easy, it can be done entirely online or by phone.

  • For NJ: 1-866-287-1480
  • For RI: 1-866-922-3036
  • For MA: 1-866-204-3000
  • For NY: 1-855-394-0704

The online customer portal also has several other features that put it on par with other homeowners insurance companies. You can review your policy, pay your premiums, access important documents, and get in touch with an insurance agent any time from your account.

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