Kingstone encourages you to talk to your agent regarding discounts available to you. They do have a new home purchase discount, multi-policy discount (if you insure your primary home and rental property), and alarm credits available to reduce your monthly premium.
This business provides homeowners insurance coverages for single and multi-family homes. They specialize in coastal insurance, high-value homes, and seasonal or secondary homes which makes them more highly-tailored than other homeowners insurance carriers.
Kingstone offers a Canine Liability Product that covers up to two dogs per household. It provides medical payment insurance coverage for bodily injury or property damage caused by an insured dog. Limits available are $100,000 or $250,000. Unlike many other animal insurance programs, there are no restricted dog breeds.
There are some other unique insurance services you can get as well, like Home Systems Protection, Scheduled Property and Unique Collectibles coverage, and even Trampoline Liability coverage. Features like this distinguish the company from the rest of the insurance market.
In addition, Kingstone offers the following coverages and enhancements to your policy (Please note that availability of insurance will vary by state):
Kingstone makes filing claims easy, it can be done entirely online or by phone.
The online customer portal also has several other features that put it on par with other homeowners insurance companies. You can review your policy, pay your premiums, access important documents, and get in touch with an insurance agent any time from your account.
Kingstone Insurance sells homeowners insurance in 8 states. See the state Kingstone Insurance sells in below and click the link to see how Kingstone Insurance compares to the other top companies in that state.
Connecticut
Maine
Massachusetts
New Hampshire
New Jersey
New York
Pennsylvania
Rhode Island
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