On Kin's website you can customize your home insurance coverage options and see how the changes impact your policy price. Once options are selected your quote will display an estimated annual premium, this is based on your home's characteristics, location and your coverage selections. Options such as jewelry coverage, hurricane deductibles and personal property will affect your premium.
According to the "press" on Kin's website "a good policy will cover your home, belongings, other structures, additional living expenses, personal liability, and medical payments.".