Island Insurance ratings and coverages

How Can You Save with Island Insurance Professionals?

If you're buying an Island Insurance policy, you're probably working with an independent agent who might also quote other local companies like First Insurance Company of Hawaii or nationwide companies like Progressive or Liberty Mutual. Agents can quote different limits and benefits. They can also qualify you for discounts such as:

• School Discount: Do you have a college degree? You may qualify for a lower rate on your car insurance
• Paperless Discount: Many people have gotten used to having their papers delivered electronically. You can even keep insurance docs accessible via an app. You can qualify for a discount if your insurance company doesn't have to mail things out
• Prior Insurance Discount: You may be eligible for a 25 percent discount with Island Insurance if you've had at least 12 months of continuous coverage with your previous car insurance company
• Hybrid Vehicle Discount: If you drive a hybrid vehicle, you may be eligible for a car insurance discount with Island Insurance
• At-Fault Accident Free Discount: If you’ve gone at least 12 straight months prior to the effective date of your new car insurance policy without an accident, you may be eligible for this discount
• Renewal Discount: You may be eligible for a discount of up to 6 percent when you renew with Island Insurance
• Multi-Policy Discount: If you bundle your car insurance policy with a homeowners, condo or renters insurance policy with Island Insurance, you'll earn a $50 per vehicle discount and a 10 percent discount on your home insurance
• Multi-Car Discount: You may qualify for this multi-vehicle discount if you insure two more vehicles on your Island Insurance policy
• Defensive Driving Discount: If you complete a defensive driving course, you'll be eligible for this discount for three years of each certification
• Anti-Theft System Discount: If your car is equipped with anti-theft devices, you may be eligible for this discount from Island Insurance

What Else Should You Know about Island Insurance?

Island Insurance offers a “GoLow car insurance policy” for drivers who only need minimal basic car insurance coverage. GoLow policies are under $27 a month.

Payments for your Island Insurance policy can be made over the phone or through an arranged monthly automated payment plan.

Island Insurance's claims staff is available 24 hours a day. You can file a claim over the phone or by printing the claim form on the company's website and emailing or mailing the completed form in.