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INSHUR Car Insurance 2022

If you’re a rideshare driver, you may be wondering -- how do I get cheap car insurance? Fortunately, if you live in New York, you can shop with INSHUR to find more affordable rates. INSHUR car insurance recently partnered with Black Car Services in New York City to give rideshare drivers easy access to insurance benefits.

INSHUR car insurance company was founded in 2016 and operates exclusively online, which means drivers can find cheaper INSHUR car insurance rates than with other companies.

Before you decide to buy car insurance, compare INSHUR financial and customer ratings against other top companies in New York. INSHUR is a smaller company that operates primarily in Europe, but Clear Blue underwrites its policies in the United States. Drivers in the states and abroad can buy affordable INSHUR car insurance online and make changes to their policies, but you will need to call customer service and speak with an agent to file a claim.

However, stateside, INSHUR coverage is only available in New York City. But if you’re a rideshare driver in NYC, then you know the tricky requirements New York state insurance laws have for taxi, rideshare, and delivery drivers.

INSHUR offers affordable coverage that meets New York’s state insurance laws and could work with your budget if you have a clean driving record.

How much are INSHUR car insurance rates?

Unfortunately, New York car insurance rates are some of the most expensive in the country. Rideshare car insurance rates are also more expensive than standard since you’re adding additional coverage to your policy. Therefore, you can expect your INSHUR car insurance quotes to be more expensive than average.

However, drivers with a clean record in New York City can pay as low as $177 per month for coverage. This might not be what you pay, but it can give you a place to start when you compare INSHUR car insurance rates against other companies in your neighborhood.

Many different variables impact your car insurance rates as a rideshare driver, including your age, the type of vehicle you drive, and even whether you’re married or not. That’s why it’s important to shop around and compare rates before you buy.

INSHUR car insurance company caters to rideshare drivers, but you may already have a policy with an insurer that provides rideshare add-ons at cheaper rates. So before you buy, compare INSHUR against the best rideshare car insurance companies in the country to guarantee you’re paying the fairest rates.

Does INSHUR car insurance offer discounts?

Unfortunately, no. There are no car insurance discounts through INSHUR, but the company aims to provide the lowest rates possible based on driving record and experience.

However, drivers will receive a $25 Amazon gift card for referring other drivers.

What coverages does INSHUR offer?

How do I file an INSHUR car insurance claim?

If you are in an accident, you cannot file a claim on the INSHUR app. Instead, you must call the INSHUR claims phone number at 1-866-446-7487. Select Option 2 to speak with an agent and file a claim.

Be aware that the INSHUR claims office is only open between the business hours of 9 a.m. to 5 p.m. Monday through Thursday. On the weekends, email to file a claim, and an INSHUR claims adjuster will call you during office hours.

How do I cancel my INSHUR car insurance coverage?

You can buy and make changes to your policy online or through the INSHUR mobile app, but drivers must call customer service to cancel a policy.

To cancel your coverage, call the INSHUR insurance contact number at 1-866-446-7487.

How are the INSHUR car insurance company ratings?

Since INSHUR is a smaller company that operates primarily in Europe, you won’t find any financial ratings from A.M. Best. However, Clear Blue, the INSHUR underwriting company, earned a strong A- rating.

However, INSHUR customer service ratings aren’t as favorable. The company received an F-rating from the Better Business Bureau (BBB) because of its inability to timely respond to comments or complaints. This could be due to the time differences between the U.S. and the U.K., but you may want to consider another insurer if a timely response is important to you.

But reviews for the app are relatively high on both the Apple (4.7/5) and GooglePlay (3.9/5) stores. These differences in customer service reviews are common in the insurance industry. You should read customers’ INSHUR insurance reviews and compare ratings to other companies in your area.

Even if you find cheap INSHUR car insurance quotes, you may want to pay more for faster response times and better customer service from a company in your own time zone.

What states does INSHUR do business in?

INSHUR sells car and motorcycle insurance in 1 state. See the state INSHUR sells in below and click the link to see how INSHUR compares to the other top companies in that state.

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