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How do customers rate IMT Insurance?

are likely to renew their policy
are likely to renew their policy
are likely to renew their policy

IMT Insurance ratings and coverages

IMT is proud of our heritage and will never forget where our roots are firmly planted. Locally run from its home office in West Des Moines, Iowa, IMT has been a Midwest company since it was founded in Wadena, Iowa in 1884. That's more than 130 years!

Today, IMT continues to offer a strong line of personal and commercial policies for which it has always been known, along with exceptional service for a competitive price (and great discounts). Our products are offered through Independent Agency locations throughout our six-state territory – Iowa, Illinois, Minnesota, Nebraska, South Dakota, and Wisconsin.

While we are proud of our past, we are also proactively planning for the future. We are an insurance company advanced in automation and have won awards for our innovative technology.

What more should you know about IMT Insurance?

To learn more about different coverages, find an agent, make a payment, obtain a quote, check for discounts, modify your coverage, access claims services, view identification documents, you can visit the company's website. Additionally, these services are available on-the-go through the Worry-Free app for iOS and Android devices.

Does IMT offer any discounts?

The company offers the following discounts for Auto Insurance:

  • Financial Stability
  • Multi-Car
  • Driver At-Fault Free
  • Driver Conviction Free
  • Accident Prevention
  • Customer Loyalty
  • Good Student
  • Multi-Policy
  • Paid in Full
  • Tenured Driver

They also offer the following discounts for Home coverage:

  • Claims Free
  • Age of Home/Components
  • Financial Stability
  • Protective Device
  • Hail Resistive Roof
  • Loyalty
  • Multi-Policy

*Some discounts may apply to select individuals or coverages and availability may vary by state. Independent agencies may not offer all the same discounts.

What coverages does IMT Insurance offer?

Specialty Coverage

ATV insurance

Specialty Coverage

Business insurance

Specialty Coverage

Classic car insurance

Specialty Coverage

Commercial auto insurance

Specialty Coverage

Commercial vehicle insurance

Specialty Coverage

Farm insurance

Specialty Coverage

Golf cart insurance

Specialty Coverage

Inland Marine Coverage

Specialty Coverage

Motorhome Insurance

Specialty Coverage

Snowmobile Insurance

Specialty Coverage

Trailer Insurance

What states does IMT Insurance do business in?

IMT Insurance sells car and motorcycle insurance in 5 states and homeowners and renters insurance in 6 states. See the state IMT Insurance sells in below and click the link to see how IMT Insurance compares to the other top companies in that state.



IMT Insurance mission

Be a financially sound organization providing a stable market for our independent agents and worry-free financial security for our customers.

IMT Insurance Awards & Accolades

  • A.M. Best Financial Strength Ratings of “A” (Excellent)
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