Horace Mann Companies ratings and coverages

Horace Mann Car Insurance Rates

Is Horace Mann insurance good for cheap rates? Car insurance rates can be very competitive for educators.

How much you pay depends on your driving record and the state you live in. For example, Horace Mann Insurance in West Virginia will be cheaper than in New York.

How to Get a Horace Mann Insurance Quote

Horace Mann insurance rates are not available online. You must call an agent or visit a local office to discuss coverage and get a quote.

Cheap car insurance rates depend on your age, driving history, and the state you live in. Enter your ZIP code to see how much car insurance costs near you.

How to Pay Horace Mann Insurance Rates

The Horace Mann Insurance Agency offers three different ways to pay:

• Over the phone: 1-800-999-1030
• Online/mobile app
• Through the mail

If you send car insurance payments through the mail, address it to: Horace Mann Insurance Co. P.O. Box 19463 Springfield, IL 62794

What discounts are available from Horace Mann Companies?

Horace Mann Company offers various ways that its policyholders can save money on their insurance premiums.

Below are the different car and homeowners insurance discounts available.

Horace Mann Car Insurance Discounts

Get a cheaper Horace Mann auto insurance quote with one or more of these discounts:

• Educator Discount: Teachers and administrators may be eligible for a discount.
• Multi-Line Discount: If you also have Horace Mann pet insurance, life insurance, or homeowners insurance, you are eligible for this discount.
• Multi-Car Discount: Insuring more than one vehicle with Horace Mann qualifies policyholders for a discount
• Association Member Discount: If you are part of a qualifying education or school administrator association, you may be eligible for this discount
• Payroll Discount: Earn a discount if you choose to have your premiums taken directly from your paycheck
• New Customer Discount: Educators who haven’t previously been insured with Horace Mann can earn this discount by switching to Horace Mann for their car insurance

These can vary by state, meaning Horace Mann Insurance in Maine may have different discounts than offices in Utah or Minnesota. Always ask which discounts are available near you before you buy.

Horace Mann Home Insurance Discounts

Homeowners and tenants with Horace Mann renters insurance can qualify for some or all of these discounts:

• Construction Year Discount: Qualify for this discount if your home is less than 10 years old
• Claims/Persistency Discount: Earn a percentage off of your premium if you have not had a paid claim in six years or more
• Home Buyer Loyalty Discount: Earn this one-time credit discount if you switch from renters insurance coverage to homeowners insurance coverage
• Protective Device Discount: Install devices that offer protection against fire and theft to qualify for this discount

Remember, Horace Mann homeowners insurance is also eligible for multi-line or bundling discounts.

Bottom Line on Horace Mann Insurance Companies

Horace Mann reviews praise its excellent educator rewards and discounts. Teachers, professors, administrators, and more qualify for additional coverage and exclusive savings.

While insurance rates are competitive, Horace Mann is still more expensive than popular providers like State Farm and Geico. Compare Horace Mann Insurance vs. State Farm Insurance reviews to learn more.

Frequently Asked Questions

Is Horace Mann a good insurance company?

Horace Mann Insurance ratings for financial strength are high, and it offers great rates and competitive discounts, but the company receives more complaints than average.

Who owns Horace Mann Insurance?

Horace Mann Property & Casualty Insurance Company is owned by the Horace Mann Educators Corporation.

Is Horace Mann a teachers insurance company?

Horace Mann insurance companies cater to educators, including teachers and administrators, by offering exclusive discounts and coverage options. Educators and their families also have access to student loan assistance, retirement and college savings plans, and investment products.

Is Horace Mann Insurance only for teachers?

No, anyone can buy Horace Mann auto insurance, but teachers and other educators get extra discounts and policy perks not available to other drivers.

Where can I buy Horace Mann car insurance?

Horace Mann is available in 45 states. Policies and discounts won't be the same in every state. If you move, you might notice that Horace Mann in Utah or West Virginia had more or less discounts than Horace Mann in Minnesota. That's why it's important to compare car insurance quotes by city and state to find the cheapest rates near you.

What is the Horace Mann auto insurance phone number?

The Horace Mann insurance phone number is toll-free at 1-800-999-1030. Agents are available M-F from 8-7 to take payments, process claims, and answer customer questions.

How do I file Horace Mann claims?

You can file insurance claims online or over the phone. Visit horacemann.com to start the process online or call the Horace Mann claims phone number at 1-800-999-1030 to file with an agent.

If you prefer, you can mail claims documents to: Horace Mann Ins. Co. 1 Horace Mann Plaza Springfield, IL 62715

Horace Mann Companies Awards & Accolades

• Governor’s Volunteer Service Award - April 2019 Bloomberg Gender-Equality Index - 2019, 2020