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How do customers rate Homeowners Of America Insurance?

are likely to renew their policy
are likely to renew their policy
are likely to renew their policy

Homeowners Of America Insurance ratings and coverages

Homeowners of America Insurance Company (HOAIC) is an insurance carrier based in Texas. It actively issues coverage in Texas, Arizona, Georgia, South Carolina, North Carolina, and Virginia but it is licensed in many states across the United States. HOAIC sells standard homeowners coverage through a network of independent insurance agents.

What coverages does Homeowners Of America Insurance offer?

What insurance coverage does Homeowners of America offer?

Your Homeowners of America policy can provide the following coverages depending on the options you choose:

  • Dwelling Coverage - protects damage to the structure of clients' homes in a covered loss
  • Personal Property - protects your personal items in your home that may be damaged or stolen during a covered loss.
  • Loss of Use - this option will help cover the cost of additional living expenses if you need to move out of your home temporarily while your home is being repaired. It helps mitigate clients' financial losses in a time of crisis.
  • Liability - provides protection if a claim is made against you or other household members for the injuries or property damage of another in the event that something takes place in your house. This is not a motor vehicle liability insurance policy.
  • Medical Payments - helps pay for injuries to other if you or a member of your household is found responsible for those injuries.

Please note that not all of the above options are available in all states. Talk to one of their agents to guide you through the coverage options and potential discounts to find a policy that fits your needs.

Below are additional coverages offered by this business.

What more should you know about Homeowners of America Company?

Homeowners of America Insurance Company offers flood insurance in Texas through Wright Flood Service. Partnering with other companies helps providers like this provide better coverage and more affordable home insurance.

HOAIC can be contacted by phone or email for any comments or questions; it is one of the best ways to contact an agent. There is also a dedicated online portal for policyholders to look at their coverage, review their policy, access any important documents, file a claim, and more features to help them save time.

New users, once they set up a username and password, also have the ability to get insurance quotes, contact the Customer Service Department with questions, compare the different HOAIC insurance products and various insurance rates for different types of coverage.

Before making any final decisions on your insurance company, it is important to learn as much as you can about your local insurance providers, and the coverages they offer. Call your local insurance agent to clear up any questions that you might have. Questions to consider asking include, "What is the best coverage plan for me/my family/my situation?" "What are the minimum coverage requirements in my state and what form of coverage do you recommend?" "Do you guys offer any bundle discounts if I take out both my auto insurance and home insurance with you?" and "What is the average rate of insurance quotes you guys offer?"

Before making any big insurance decisions, use our free tool to compare insurance quotes near you. It's simple, just plug in your zip code and we'll do the rest!

What states does Homeowners Of America Insurance do business in?

Homeowners Of America Insurance sells homeowners insurance in 5 states. See the state Homeowners Of America Insurance sells in below and click the link to see how Homeowners Of America Insurance compares to the other top companies in that state.

 Homeowners of America Logo on the background of an American Flag.



South Carolina


Homeowners Of America Insurance mission

What is the Homeowners of America Insurance mission?

Meeting the needs of our customers is important to us. We strive to provide the professional, friendly and personal service you deserve. Our goal is to provide our customers with top-quality products and services at competitive prices. HOAIC makes it a priority to set itself apart from the typical insurance company by providing excellent service, working with dedicated independent agents, and giving affordable quotes to customers.

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