Heritage, based in Clearwater, Florida, offers home, condo, rental property, and commercial residential insurance through a large network of experienced independent agents.
Founded in 2012, Heritage P&C is owned by Heritage Insurance Holdings which also owns Zephyr Insurance and Narraganset Bay Insurance.
In addition to homeowners insurance, Heritage Homeowners offers Equipment breakdown coverage. It's an additional coverage option for your homeowners, or condo policy. The coverage is an alternative to home warranty plans. They also allow you to cover off-premises items. Covered items include:
Heritage insurance also offers the following products and services:
No. Unfortunately, Heritage does not support online quoting. You may request a quote online or by phone and you will then be contacted by an agent.
The claims department is available 24/7 at 1-855-415-7120. There is no online claim service, only by phone.
Before making any final decisions on your insurance company, it is important to learn as much as you can about your local insurance providers, and the coverages they offer. Call your local insurance agent to clear up any questions that you might have. Questions to consider asking include, "What is the best coverage plan for me/my family/my situation?" "What are the minimum coverage requirements in my state and what form of coverage do you recommend?" "Do you guys offer any bundle discounts if I take out both my auto insurance and home insurance with you?" and "What is the average rate of insurance quotes you guys offer?"
Before making any big insurance decisions, use our free tool to compare insurance quotes near you. It's simple, just plug in your zip code and we'll do the rest!
Heritage P&C Insurance sells homeowners insurance in 5 states. See the state Heritage P&C Insurance sells in below and click the link to see how Heritage P&C Insurance compares to the other top companies in that state.
 Insurance and [Narraganset Bay Insurance](https://clearsurance.com/insurance-company/narragansett-bay-insurance-company-nbic-5835ece073b103329e91ab84).](https://res.cloudinary.com/davv1zwbo/image/upload/c_scale,q_auto:eco,w_1170/cbkiqlpyr9tqneu1m5zr)
Alabama
Florida
Georgia
North Carolina
South Carolina
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