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How do customers rate Germania Insurance?

are likely to renew their policy
are likely to renew their policy
are likely to renew their policy

Germania Insurance ratings and coverages

Germania Insurance has its roots in rural Texas. Germania Mutual Aid Association was organized in 1896 in Perry, Texas to protect farm property in small and rural communities, which was not an easy task at the time. The company underwent a few name changes but became Germania Farm Mutual Insurance Association (GFMIA) in 1982 and is now known as Germania Insurance. The association has over 200,000 members as a farm mutual and only sells insurance in Texas as a membership organization.

Germania Insurance car insurance discounts

  • Academic Achievement
  • Advanced Quote
  • Multi-Car
  • Anti-Lock Brakes
  • Defensive Driving
  • Claims Free
  • Driver Training
  • Passive Restraint
  • Anti-Theft
  • Companion Policy
  • Homeownership
  • Drug & Alcohol Defensive Driving
  • New Vehicle
  • Renewal
  • Student at School

Germania Insurance homeowners insurance discounts

  • Companion Policy Discount
  • Claims Free
  • Alarms Credit

Germania Insurance renters discounts

  • Companion Policy Discount — 15%
  • Claims Free — Up to 10%

What coverages does Germania Insurance offer?

Germania offers a full range of insurance products as well as financial services through Germania Credit Union.

Specialty Coverage

Business insurance

Specialty Coverage

Commercial auto insurance

Specialty Coverage

Commercial property

Specialty Coverage

Farm & Ranch Insurance

Specialty Coverage

Trailer Insurance

More about Germania Insurance

GFMIA is a membership-owned farm mutual insurance company with 360 local chapters/agencies throughout Texas.

Germania Insurance gives back to the community by helping to raise money for breast cancer research. For the month of October in 2018, Germania donated $10 through a partnership with Susan G. Komen for every online quote request the company received.

Germania Insurance has 24/7 roadside assistance coverage through its partner Quest Towing Services. Covered services include towing a disabled vehicle, battery failure, flat tire and lock out.

There are many unique insurance lines offered by Germania like barndominium, ranchette, townhouse and rural home policies.


Germania Insurance mission

Germania is committed to provide fair and honest insurance protection through competitive products and responsive service.

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