Are Esurance and Allstate the same company?
Esurance and Allstate are not the same company. However, Esurance is a wholly owned subsidiary of Allstate. Esurance offers a wide variety of insurance products with a modern approach by utilizing technology in its processes.
Is Esurance a standard company?
Esurance is an insurance company that is backed and owned by Allstate. It offers many insurance product options including car, homeowners, renters and motorcycle insurance. Esurance has a modern approach to insurance with the use of technology to offer customers the convenience of an online website and mobile app.
Does Esurance check credit?
Esurance may take your credit standing into consideration when determining prices for your insurance premiums. Most insurance companies do. Your credit score can affect your car insurance rates in all states except California, Hawaii and Massachusetts. It can affect your homeowners insurance rates in all states except California, Maryland and Massachusetts. If allowed in your state, Esurance uses LexisNexis to inquire about your credit-based insurance score. LexisNexis provides consumer reports and looks at information on your credit history from credit bureaus.
More about Esurance
Esurance’s mobile app, available on iOS and Android devices, allows policyholders to view their insurance ID cards, manage their policies, file a claim, track a claim, receive roadside assistance and access a GPS.
Esurance offers Express Lane where customers can visit its website and only have to enter their name, date of birth and address in order to obtain a quote. Esurance will do the rest of the work in looking up previous insurance information.
DriveSense is a program offered by Esurance where customers are rewarded a discount based on their personal driving habits. Once customers enroll, they can download the DriveSense mobile app and start driving as they normally would. This program is available to Esurance customers in Arizona, Colorado, Connecticut, Georgia, Louisiana, Maryland, Michigan, Minnesota, Missouri, New Jersey, Ohio, Pennsylvania, South Dakota, Texas, Utah, Virginia, and Washington.