Save Money by Comparing Insurance Quotes
Compare Free Insurance Quotes Instantly
ZIP Code must be filled out!
 Secured with SHA-256 Encryption

How do customers rate Esurance, Inc.?

are likely to renew their policy
are likely to renew their policy
are likely to renew their policy

Esurance: Compare Ratings, Coverage & Discounts in 2020

Esurance welcomes you to the modern world with a personalized quote for auto, homeowners or renters insurance. Esurance insures more than 5.2 million vehicles to date across 43 states. With the use of innovative technology and priding themselves on their customer service, Esurance is committed to being a leading provider of insurance products and services. Esurance is an Allstate company.

Get an Esurance Quote

Get a free quote today from Esurance.

What car insurance discounts does Esurance offer?

  • Fast 5 Discount: Save 5 percent on your first policy term by starting a quote on Esurance’s website
  • Multi-Policy Discount: Bundling another Esurance policy with your Esurance auto policy could save you money on both premiums
  • Paid-in-Full Discount: Paying your Esurance premiums in one lump sum could save you up to 10 percent
  • Switch & Save Discount: Switching to Esurance from another insurance company could save customers up to 5 percent on their premium
  • Claim-Free Discount: Drivers who have been without a claim for five or more years, have at least one person on the policy with more than five years of driving experience and had another car insurance company at the time they bought an Esurance policy are eligible for a 10 to 25 percent discount
  • Homeowners Discount: Owning a home — regardless of whether it is insured with Esurance — could save Esurance policyholders on their auto insurance
  • Renters Plus Discount: Esurance policyholders who add a renters insurance policy to their auto policy are eligible for a discount in some states
  • Emergency Road Assistance Discount: Esurance customers can save up to 5 percent on their auto insurance by purchasing emergency road assistance from another provider
  • Pac-12 Discount: Attending or being an alumni of a Pac-12 school could save customers up to 15 percent on their premiums
  • Defensive Driver Discount: Esurance customers who complete approved mature driver, driver improvement or accident prevention courses are eligible for a discount of up to 10 percent
  • Good Driver Discount: Holding a valid driver's license for at least three years with zero or one penalty points on your driving record could save you up to 30 or 40 percent on your car policy
  • Good Student Discount: Full-time students under the age of 25 who maintain a “B” average or above are eligible for up to 10 percent off their Esurance auto insurance
  • Multi-Car Discount: Insuring more than one car on the same policy could save you money
  • Anti-Theft Discount: Esurance offers a discount of up to 25 percent to customers with vehicles equipped with an approved anti-theft device
  • Safety Device Discount: Vehicles equipped with safety features such as airbags or automatic seatbelts are eligible for an Esurance discount of up to 33 percent
  • Anti-Lock Brakes Discount: Esurance customers could save 5 percent for owning a vehicle equipped with anti-lock brakes

What home insurance discounts does Esurance offer?

  • New Home Discount: Signing up for an Esurance homeowners policy within 12 months of purchase or completion of a home could save customers money
  • DIY Home Inspection Discount: Using the Esurance downloadable app, you can complete an easy home inspection within 20 days of beginning your policy and automatically save $50
  • Home Safety Features Discount: Homes equipped with safety features such as a burglar alarm, smoke detector or water safety system are eligible for an Esurance discount
  • Claim-Free Discount: Esurance customers who go at least one year without filing a claim are eligible for a discount, and the longer they go without a claim, the larger the discount they’ll receive
  • Storm Shutter Discount: Adding storm shutters to a home qualifies Esurance customers for a discount
  • Hail Resistant Roof Discount: Homes with hail resistant roofs qualify for a discount
  • Smoke-Free Discount: Households without smokers are eligible for an Esurance discount

What coverages does Esurance, Inc. offer?

Specialty Coverage

ATV insurance

Specialty Coverage

Business insurance

Specialty Coverage

Classic car insurance

Specialty Coverage

Commercial vehicle insurance

Specialty Coverage

Golf cart insurance

Specialty Coverage

Mexico auto insurance

Specialty Coverage

Segway insurance

Specialty Coverage

Snowmobile Insurance

Specialty Coverage

Trailer Insurance

Esurance FAQs

Are Esurance and Allstate the same company?

Esurance and Allstate are not the same company. However, Esurance is a wholly owned subsidiary of Allstate. Esurance offers a wide variety of insurance products with a modern approach by utilizing technology in its processes.

Is Esurance a standard company?

Esurance is an insurance company that is backed and owned by Allstate. It offers many insurance product options including car, homeowners, renters and motorcycle insurance. Esurance has a modern approach to insurance with the use of technology to offer customers the convenience of an online website and mobile app.

Does Esurance check credit?

Esurance may take your credit standing into consideration when determining prices for your insurance premiums. Most insurance companies do. Your credit score can affect your car insurance rates in all states except California, Hawaii and Massachusetts. It can affect your homeowners insurance rates in all states except California, Maryland and Massachusetts. If allowed in your state, Esurance uses LexisNexis to inquire about your credit-based insurance score. LexisNexis provides consumer reports and looks at information on your credit history from credit bureaus.

More about Esurance

Esurance’s mobile app, available on iOS and Android devices, allows policyholders to view their insurance ID cards, manage their policies, file a claim, track a claim, receive roadside assistance and access a GPS.

Esurance offers Express Lane where customers can visit its website and only have to enter their name, date of birth and address in order to obtain a quote. Esurance will do the rest of the work in looking up previous insurance information.

DriveSense is a program offered by Esurance where customers are rewarded a discount based on their personal driving habits. Once customers enroll, they can download the DriveSense mobile app and start driving as they normally would. This program is available to Esurance customers in Arizona, Colorado, Connecticut, Georgia, Louisiana, Maryland, Michigan, Minnesota, Missouri, New Jersey, Ohio, Pennsylvania, South Dakota, Texas, Utah, Virginia, and Washington.

What states does Esurance, Inc. do business in?

Esurance, Inc. sells car and motorcycle insurance in 43 states and homeowners and renters insurance in 31 states. See the state Esurance, Inc. sells in below and click the link to see how Esurance, Inc. compares to the other top companies in that state.

Car with dried leaves on it, Esurance, Inc - Protect what matters most with reliable insurance coverage

South Dakota