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How do customers rate Encova Insurance?

are likely to renew their policy

Encova Insurance ratings and coverages

Q: What coverages does Encova Insurance offer?

Encova Insurance offers coverages for ATV insurance, Car insurance, Commercial auto insurance, Commercial property, Condo insurance, Golf cart insurance, Homeowners insurance, Identity Theft Insurance, Life Insurance, Motorcycle insurance, Personal Valuables Insurance, Renters insurance, RV insurance, Scooter insurance, Seasonal Home Insurance, Snowmobile Insurance and Umbrella insurance.

Q: What states does Encova Insurance do business in?

Encova Insurance offers insurance in .

What auto insurance discounts does Encova offer?

Like many other insurance companies, you can get discounts to lower your payments if you meet certain criteria. Not all discounts are available in all states.

Multi-Policy Discount: Earn a discount by having multiple policies with Encova, such as your auto and home insurance
EFT Discount: Pay your bill with electronic funds transfer to qualify for this discount. Similarly, if you make your entire premium payment at once, you can get a discount
Married Professional Discount: Encova offers a discount to married professionals.
Empty Nester Discount: This discount is available to families without any kids in the home.
Excellent Driving Record Discount: If you have a great driving record, Encova may reward you with this discount on your auto insurance. Keep in mind, this discount expires if you file a claim
Good Student Discount: Encova rewards good students by offering them a discount on their auto insurance premium
Long-Time Customer Discount: If you are a loyal customer to Encova, you may be rewarded with a discount
Driver Training Discount: Save money with this discount by taking a qualifying driver training course
Anti-Theft Devices Discount: If your vehicle has appropriate anti-theft devices installed, this discount may apply. Safety features like this reduce the probability that you'll need to file a claim

What home insurance discounts does Encova offer?

As a home insurance carrier, it is important to offer clients ways to save on their personal policies to remain competitive. Here are the ones that Encova has available.

Age Of Your Home Discount: If your home is new, you may qualify for a discount on your home insurance with Encova
Recent Renovation Discount: This discount is available if you update aspects of your home such as the roof, wiring or plumbing
Excellent Credit Rating Discount: Having a good credit score may earn you a discount on your home insurance
Bundling discount: If you bundle car and home insurance policies, you could receive a discount

What coverages does Encova Insurance offer?

Encova offers standard coverages like collision, comprehensive, and uninsured motorist. The company also allows policyholders to customize their insurance packages. For car insurance, Encova offers towing and labor coverage that policyholders can add to their Encova car insurance policy.

Towing and Labor: Encova towing and labor coverage reimburses you for the cost to tow your car or for the service to get it running again.

There are also optional coverages you can add to your Encova homeowners insurance policy.

Replacement Cost Coverage: Encova offers replacement cost coverage for your furniture and personal possessions. With this coverage on your policy, you'll be reimbursed for the cost to replace any lost or stolen items, rather than the depreciated value of the items
Coverage for personal valuables: If you have high-value items like jewelry, furs, silver, golf equipment and collectibles, you can extend your homeowners insurance coverage to make sure these items are fully covered
Liability coverage: We often think of our property when we think of homeowners insurance. Encova policies do cover damage to your property. Policies also cover your liability as the homeowner if there's an accident. It could be something like a broken stair, a dog bite, or other personal injuries.

If you need a different type of insurance, here is a list of all products offered by Encova Insurance.

ATV insurance

Commercial auto insurance

Commercial property

Condo insurance

Golf cart insurance

Identity Theft Insurance

Life Insurance

Motorcycle insurance

Personal Valuables Insurance

RV insurance

Renters insurance

Scooter insurance

Seasonal Home Insurance

Snowmobile Insurance

Umbrella insurance

What states does Encova Insurance do business in?

Encova Insurance sells car and homeowners insurance in 5 states. See the state Encova Insurance sells in below and click the link to see how Encova Insurance compares to the other top companies in that state.

Indiana

Kentucky

Ohio

Pennsylvania

West Virginia

Learn More about Encova Insurance

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