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How do customers rate Encompass Insurance Company?

are likely to renew their policy
are likely to renew their policy
are likely to renew their policy

Encompass Insurance: Compare Ratings, Rates, Discounts & Coverages

A subsidiary of the Allstate Corporation, Encompass is a property and casualty insurance brand committed to delivering superior service and coverages designed to protect what matters most to you.

With Encompass, you have the power to tailor your coverages to meet your needs, wherever you are in life. Whether you're just starting out, building a family and career, or enjoying retirement, you have an array of coverage options to choose from, plus a wide range of discounts, so your protection is customized to just the right level.

We're at our best when you need us most when it really matters. In the unfortunate event that you have a claim, you can rest assured we'll be responsive, easy to work with, and there for you every step of the way. Encompass offers round-the-clock claim-reporting capability, a vendor referral program for vehicle repairs and other services, and guaranteed repairs when you choose one of our recommended vendors. What's more, policyholders can take advantage of Encompass' free Roadside Assistance app. Whether you get a flat, need a jump, or run out of gas, the app uses GPS to pinpoint your exact location so help arrives as quickly as possible. Service is where Encompass shines when compared to other companies.

Whether you're looking for auto insurance coverage or a homeowners insurance policy, Encompass promises reliable support and competitive insurance quotes.

How much does Encompass homeowners insurance cost?

There are many things that can affect the cost of homeowners insurance policies including the location of your home, your home's condition and age, the size and type of home, the crime rate in your area, your claim history, and your credit score. In the graph below, you can see the average cost of Encompass insurance compared to the national average of insurance offered across other companies. The graph is split into three categories: a home worth $200,000 with a homeowner with a poor credit score, a home worth $200,000 with a homeowner with an excellent credit score, and a home worth $400,000 with a homeowner with an excellent credit score.

The average Encompass insurance rates for both the $200K home with excellent credit and $400K home with excellent credit are almost on par with the national average insurance cost for the same profiles. The Encompass rates for the $200K home with a poor credit profile are significantly lower than the national average rates. Please note that these are average homeowners insurance rates based on specific profiles and your rate could be higher or lower based on your unique characteristics that affect insurance rates.

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What auto insurance discounts are offered by Encompass?

The rate you get with any company is always changeable based on what discounts you qualify for. Encompass makes it relatively simple to determine which discounts might apply to your policy. These are the different types of discounts that you can apply to auto insurance policies from this company.

  • Safe Driver: You could receive 5% off your next auto policy premium if no covered driver on your policy has a chargeable accident in the last 12-month period
  • Encompass Easy Pay: Enjoy discounts just by using the Encompass Easy Pay® automatic payment feature
  • Homeowner: Applies to all vehicles if the insured owns a home, condominium, townhouse, or mobile home even if you only maintain an auto policy
  • Anti-theft: There are different types of theft devices (passive, active special lock, and VIN etching). A discount to auto policies with comprehensive coverage applies, depending on the device
  • Good Student: Student drivers with a GPA of 3.0/B average or better may qualify for this discount
  • Future Effective Date: You can save on your auto policy if it is issued 7 or more days prior to the effective date
  • Pay in Full: Receive a discount when you pay the total policy premium in a single payment

What homeowners insurance discounts are offered by Encompass?

Auto insurance policies have many available discounts, mostly centered around payments and driving habits or history. If you get package policies, you qualify for lower rates on all the associated policies. You may be able to lower your homeowners insurance rates using the following discounts.

  • Claim Free: Helps you save if your residence is claim-free for the past five years.
  • Protective Device: Applies if you’ve taken protective measures, such as burglar alarms, smoke detectors, and deadlock bolts.
  • Home Buyer: Saves you money if you’ve just bought a home.

Coverages, features, and discounts subject to terms and conditions. Savings vary based on factors such as state and coverages selected. The coverages, features, and discounts described on this website are not available in every state. Please see your Encompass policy for details or call an Encompass Insurance Independent Agent for more information.

Is Encompass Insurance The Right Carrier for You?

Does coverage with Encompass make sense for your auto and home? If you're interested in changing auto insurance companies or if you're signing up for the first time, get quotes from a few companies. Then compare rates, customer service, and other factors to decide which company is right for you.

What states does Encompass Insurance Company do business in?

Encompass Insurance Company sells car and homeowners insurance in 38 states and Washington, D.C.. See the state Encompass Insurance Company sells in below and click the link to see how Encompass Insurance Company compares to the other top companies in that state.

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