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How do customers rate Elephant Auto Insurance?

are likely to renew their policy
are likely to renew their policy
are likely to renew their policy

Elephant Auto Insurance Ratings, Discounts & Coverage

Elephant Auto Insurance is an online, direct-to-consumer car insurance company (no independent agents) that is revolutionizing the auto insurance industry. Despite what its name implies, Elephant also offers home, umbrella, and renters insurance through partners. Founded in 2009, Elephant is a subsidiary of the Admiral Group.

If you're a car insurance shopper who wants the help of an insurance agent to manage your policy and choose coverages, you should choose another insurer that operates with network of agents.

What auto insurance discounts does Elephant Insurance offer?

Elephant Insurance offers a wide variety of discounts and ways in which customers can save money. Customers eligible for all discounts could potentially save up to 40 percent compared to what they would normally pay.

  • Online Quote Discount: Instantly save 15 percent with Elephant Insurance when you get an online quote
  • Electronic Signature Discount: Elephant Insurance customers who use an electronic signature can save
  • Paperless Account Discount: Signing up for paperless statements could save Elephant Insurance policyholders up to 3 percent per vehicle
  • Pay in Full Discount: Elephant Insurance policyholders could save from paying their bills in full at the beginning of the year
  • Early Bird Discount: Purchasing a new policy with the Elephant at least five days before you need your policy to be effective could earn you up to a 10 percent discount
  • Good Student Discount: Students with a “B” average or better are eligible for receiving up to a 12 percent discount on their premium with Elephant Insurance
  • Three Years Clean Discount: Elephant Insurance policyholders with clean traffic records for at least three consecutive years are eligible for a discount on their premium
  • Responsible Driver Discount: Drivers insured by the Elephant could receive a discount of up to 10 percent for being accident-free for five straight years
  • Homeowner Discount: Owning a home, regardless of whether or not it is insured by Elephant Insurance, could earn customers a discount on their auto insurance
  • Anti-Theft Discount: If your vehicle is equipped with approved anti-theft technology, you may be eligible for a 5 percent discount
  • Mature Driver Crash Prevention Course Discount: Drivers who are 55 years or older could save up to 5% on their insurance policy for completing an accredited accident prevention course
  • Multi-Car Discount: Insuring multiple cars with Elephant Insurance qualifies customers for a discount
  • Bundling Discount: Elephant Insurance offers discounts to customers who bundle their homeowners, renters or motorcycle policy with their Elephant auto insurance policy

What coverages does Elephant Auto Insurance offer?

Elephant customer service reviews and ratings Elephant customers can expect below-average customer service. Elephant insurance policyholders file complaints at a high rate.

However, the Elephant insurance reviews are mixed. Some customers have praised Elephant for its quick quotes process, low rates, and easy-to-navigate website. But, when it comes to filing a claim, customers have shown frustration because Elephant was slow to respond to their request and denied to pay their claim.

Elephant Auto Insurance FAQs

Roadside Assistance from Elephant Auto

Elephant has partnered with Urgent.ly, for its roadside assistance offerings. Urgent.ly lets customers track the location of its roadside assistant vehicle. If purchased, it is available 24/7. Roadside assistance includes towing coverage, battery jumping, tire change, emergency fuel delivery and lock-out assistance.

Does Elephant Auto Insurance offer accident forgiveness?

Yes, Elephant Insurance does offer accident forgiveness, which guarantees your rates won't increase after an at-fault accident. The program is only available however after policyholders have been a customer for a few years.

Does Elephant Auto offer GAP insurance?

Yes, Elephant insurance does provide protection for the difference in what you owe on a car vs. the value of the car that is totaled. It is only available however to policyholders that have both comprehensive and collision insurance policies.

Does Elephant Auto offer a diminishing deductible?

Yes, for those policy holders that have comprehensive and collision insurance may opt into the diminishing deductible program. Every year you are accident and claim free your deductible is reduced by $100.

More about Elephant Auto Insurance

On Elephant Insurance’s website, policyholders can make payments, file a claim, view identification cards and more.

What states does Elephant Auto Insurance do business in?

Elephant Auto Insurance sells car, homeowners, renters and motorcycle insurance in 7 states. See the state Elephant Auto Insurance sells in below and click the link to see how Elephant Auto Insurance compares to the other top companies in that state.

Insurance on your terms. Elephant gives you the right tools so you can choose the right protection.


Elephant Auto Insurance mission

Elephant Insurance is committed to providing reliable auto insurance coverage and excellent service at affordable rates.

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