Elephant Auto Insurance Ratings, Discounts & Coverage

What auto insurance discounts does Elephant Insurance offer?

Elephant Insurance offers a wide variety of discounts and ways in which customers can save money. Customers eligible for all discounts could potentially save up to 40 percent compared to what they would normally pay on the same types of insurance. Of course, as you would with other carriers, you should get insurance quotes to verify how much you should expect to pay. A few common discounts include:

• Online Quote Discount: Instantly save 15 percent with Elephant Insurance when you get an online quote
• Electronic Signature Discount: Elephant Insurance customers who use an electronic signature can save
• Paperless Account Discount: Signing up for paperless statements could save Elephant Insurance policyholders up to 3 percent per vehicle
• Pay in Full Discount: Elephant Insurance policyholders could save from paying their bills in full at the beginning of the year
• Early Bird Discount: Purchasing a new policy with the Elephant at least five days before you need your policy to be effective could earn you up to a 10 percent discount
• Good Student Discount: Students with a “B” average or better are eligible for receiving up to a 12 percent discount on their premium with Elephant Insurance
• Three Years Clean Discount: Elephant Insurance policyholders with clean traffic records for at least three consecutive years are eligible for a discount on their premium
• Responsible Driver Discount: Drivers insured by the Elephant could receive a discount of up to 10 percent for being accident-free for five straight years
• Homeowner Discount: Owning a home, regardless of whether or not it is insured by Elephant Insurance, could earn customers a discount on their auto insurance
• Anti-Theft Discount: If your vehicle is equipped with approved anti-theft technology, you may be eligible for a 5 percent discount
• Mature Driver Crash Prevention Course Discount: Drivers who are 55 years or older could save up to 5% on their insurance policy for completing an accredited accident prevention course
• Multi-Car Discount: Insuring multiple cars with Elephant Insurance qualifies customers for a discount
• Bundling Discount: Elephant Insurance offers discounts to customers who bundle their homeowners, renters or motorcycle policy with their Elephant auto insurance policy

Elephant Auto Insurance FAQs

Does Elephant Auto Offer Roadside Assistance?

Elephant has partnered with Urgent.ly, for its roadside assistance offerings. Urgent.ly lets customers track the location of its roadside assistant vehicle. If purchased, it is available 24/7. Roadside assistance includes towing coverage, battery jumping, tire change, emergency fuel delivery and lock-out assistance.

Does Elephant Auto Insurance offer accident forgiveness?

Yes, Elephant Insurance does offer accident forgiveness, which guarantees your rates won't increase after a qualified at-fault accident. The program is only available however after policyholders have been with Elephant Auto for a few years.

Does Elephant Auto offer GAP insurance?

Yes, Elephant insurance does provide protection for the difference in what you owe on a car vs. the value of the car that is totaled. It is only available however to policyholders that have both comprehensive and collision insurance policies.

Does Elephant Auto offer a diminishing deductible?

Yes, for those policy holders that have comprehensive and collision insurance may opt into the diminishing deductible program. Every year you are accident and claim free your deductible is reduced by $100. Insurance rates also improve the longer you maintain a clean driving record.

More about Elephant Auto Insurance

On Elephant Insurance’s website, policyholders can make payments, file a claim, view identification cards and more.