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How do customers rate Cure Auto Insurance?

are likely to renew their policy
are likely to renew their policy
are likely to renew their policy

Cure Auto Insurance ratings and coverages

Citizens United Reciprocal Exchange (CURE) was founded in 1991 to help New Jersey drivers find affordable no-fault car insurance. Minimum coverage starts at $25/mo.

If you're looking for cheap CURE insurance, that depends on where you live. You can only buy CURE insurance in New Jersey, Pennsylvania, and Michigan.

NJ CURE will have different rates than in PA or MI, but the company is dedicated to getting drivers insured for the lowest price possible.

Unlike most providers, CURE auto insurance quotes don't use credit score, occupation, or education level. If you live in Pennsylvania or Michigan, CURE doesn't use gender when setting rates.

Scroll through the CURE car insurance reviews below to learn more.

CURE Insurance Reviews

CURE is a not-for-profit insurance provider. It's focused on providing affordable car insurance in states with expensive no-fault requirements.

As a regional provider, it isn't nationally accredited by A.M. Best. Its financial strength is positive, though, and it successfully launched services in Michigan in 2021.

The average CURE car insurance quote is $25/mo for minimum coverage, which makes it one of the cheapest providers.

However, CURE is only in three states. If you're looking for CURE insurance near you, hopefully you live in New Jersey, Pennsylvania, or Michigan. The good news is that CURE auto insurance reviews in Michigan rave about low prices, with local drivers saving $200 or more on monthly premiums.

CURE Customer Service

As long as you don't need to file a claim, CURE has excellent customer service. Reddit users with clean records who have CURE auto insurance in NJ and MI report friendly service and prompt responses via phone or online.

However, drivers who file claims in any state find it impossible to reach an agent. Reviews also state that rate increases were huge after their first claim.

If you need to file a claim, call the CURE car insurance phone number at 1-800535-2873. This is also the CURE Insurance customer service number.

The average CURE auto insurance quote is between $25-$50 for minimum coverage. If you want to add collision and comprehensive insurance, CURE full coverage costs around $119.

Since CURE doesn't use demographics like credit score, monthly rates really depend on your driving record. Safe drivers without claims get the lowest rates.

Your CURE insurance quote will increase if you have accidents or a DUI on your record. Policyholders see an increase of $50-$75 per month after an offense.

If you have speeding tickets, CURE isn't as harsh — quotes only jump by $20/mo after your first ticket.

Remember that prices will all vary by state. A New Jersey CURE auto insurance quote will be different than CURE Auto Insurance in PA or MI.

In fact, CURE Auto Insurance in Michigan will likely cost more than in NJ or PA. Local drivers should compare quotes by city and state to get the most accurate pricing.

Are there any discounts offered by CURE Auto?

Like many other companies in MI, PA, and NJ, CURE car insurance comes with discounts to help drivers save money.

Get a cheaper CURE auto quote by qualifying for one or more of these discounts:

  • Multi-Vehicle: If you insure more than one vehicle you are eligible for a discount on collision coverage.
  • Good driver: If you have a clean driving record for 3 years you may be eligible for a significant discount.
  • Low Mileage: If you work from home or only drive occasionally, you can lower your rates with a low-mileage discount.
  • Loyalty and good driver: If your record is clean for 5 years and you've been a CURE policyholder for 2 years you are eligible for this discount.
  • Parking discount: If you have off-street parking, this discount applies to vehicles parked in a driveway or non-secure parking garage. Get a larger discount when you keep your car in a secure parking facility. Proof of parking is required.

Call the CURE auto phone number if you qualify for any of the above discounts but don't see them on your policy.

Unfortunately, you cannot get a bundling or multi-policy discount since there is no CURE homeowners insurance or renters policies.

Keep reading to learn what CURE Auto Insurance services are available in your state.

What coverages does Cure Auto Insurance offer?

CURE offers the basic coverages required in most states:

  • Bodily injury liability
  • Property damage liability
  • Personal injury protection
  • Extended medical benefits coverage.

CURE auto insurance with full coverage combines collision and comprehensive insurance with the above policies.

A major perk when picking CURE is that all policies include roadside services. CURE roadside assistance provides towing, tire services, battery jump-starts, and more.

If you want to add or update any coverage on your current auto policy, log in online or call the CURE Auto Insurance number at 1-800-535-2873 to speak with an agent.

Bottom Line on CURE Car Insurance

If you live in MI, PA, or NJ, CURE auto insurance quotes will likely be the cheapest. Minimum coverage starts at $25/mo, but rates vary by state. For instance, one driver reported paying $95/mo for CURE insurance in Michigan.

Call the toll-free CURE phone number to get local insurance quotes. But before making any final decisions on your insurance company, it is important to learn as much as you can about other local insurance providers, and the coverages available.

Use our free tool to compare insurance quotes near you. It's simple, just plug in your zip code and we'll do the rest!

Frequently Asked Questions

Who owns CURE Auto Insurance?

CURE Insurance company is owned by its founders, James J. Sheeran, former NJ Insurance Commissioner, and Dr. Lena Shang.

Is CURE Auto Insurance good?

CURE insurance quotes are cheaper than average, but the company offers fewer discounts than larger providers. Customers also report poor claims service.

Does CURE auto insurance cover rental cars?

Yes, auto insurance with CURE applies to vehicles you rent up to the terms of your policy. CURE also offers rental reimbursement add-ons to pay for a rental after a claim.

How can I get CURE Auto Insurance near me?

CURE Insurance is only available in New Jersey, Michigan, and Pennsylvania. The company doesn't use local agents, but you can visit the CURE Auto Insurance website to get quotes and buy a policy.

What is the CURE Auto Insurance phone number?

The CURE insurance phone number is 1-800-535-CURE or 1-800-535-2873.

How do I file a CURE insurance claim?

You can call the CURE insurance number listed above or start the process online. You'll need your CURE auto insurance login to access the forms on the online claim portal.

Where is CURE motorcycle insurance available?

CURE is licensed to underwrite auto, motorcycle, home, and mobile home insurance in three states. However, it only sells car insurance.

Does CURE offer homeowners insurance?

CURE home insurance isn't available in any state. You also won't find CURE renters insurance policies.

How do I pay CURE insurance bills?

Policyholders can make payments online or over the phone. If necessary, you can send payments and other documents via mail. Use the CURE Auto Insurance payment address: CURE Auto Insurance 214 Carnegie Center, St. 301 Princeton, NJ 08540

What states does Cure Auto Insurance do business in?

Cure Auto Insurance sells car insurance in 3 states. See the state Cure Auto Insurance sells in below and click the link to see how Cure Auto Insurance compares to the other top companies in that state.

A woman in a car and two people behind her, Cure Auto Insurance -
 Citizens United Reciprocal Exchange


New Jersey


Cure Auto Insurance mission

Fighting for insurance equality for all drivers.

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