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How do customers rate Citizens Property Insurance Corporation (Florida)?

are likely to renew their policy
are likely to renew their policy
are likely to renew their policy

Citizens Property Insurance (Florida): Ratings, Rates, Discounts & Coverages

Citizens Property Insurance Corporation was created by the Florida Legislature in August 2002 as a not-for-profit, tax-exempt, government entity. Its mission is to provide insurance protection to Florida policyholders who are entitled to but are unable to find property insurance coverage in the private market.

Citizens customers include Florida home, business and condominium owners, as well as Florida property owners who come to Citizens seeking coverage. Citizens is funded by policyholder premiums and, additionally, if its surplus is depleted in the wake of a particularly devastating storm or series of storms, Florida law requires Citizens to levy assessments on most Florida property-casualty insurance policyholders until any deficit is eliminated. These financial responsibilities drive Citizens' commitment to quality customer service and rigorously sound financial management.

How much does Citizens Property Insurance Corporation homeowners insurance cost?

Homeowners insurance in Florida tends to be more expensive than many other areas of the United States because of the high risk of hurricanes and flooding in the state. Some of the other factors that affect homeowners insurance rates including the location of your home, your home’s condition and age, the size and type of home, the crime rate in your area, your claim history and your credit score. In the graph below, you can see the average cost of Citizens Property Insurance Corporation homeowners insurance compared to the average cost of homeowners insurance in Florida. The graph is split into two categories: a home worth $200,000 and a home worth $400,000.

The average Citizens Property Insurance Corporation homeowners insurance rates for both the $200K home and $400K home are higher than the average homeowners insurance cost in Florida. Please note that these are average homeowners insurance rates based on specific profiles and your rate could be higher or lower based on your unique characteristics that affect homeowners insurance rates.

Citizens Property Insurance Corporation home insurance rates

Citizens Property home insurance discounts

  • Wind Mitigation Discounts: Citizens Property Insurance offers discounts to homes equipped with wind-damage mitigation features to protect against wind and rain damage during storms
  • Florida Building Code Compliance Discount: Homes built after Jan. 1, 2002 or have had roofs updated to meet the 2002 Florida Building Code could be eligible for a Citizens Property Insurance discount
  • Roof Construction Discounts: Citizens Property Insurance offers discounts when a home is equipped with certain roof constructions
  • Centrally Monitored Fire Alarms: Homes and businesses with a centrally monitored fire alarm are eligible for a Citizens Property Insurance discount
  • Centrally Monitored Burglar Alarms: Homes and businesses with a centrally monitored burglar alarm are eligible for a Citizens Property Insurance discount

What coverages does Citizens Property Insurance Corporation (Florida) offer?

More about Citizens Property Insurance

By visiting the Citizens Property Insurance website, you can learn more about their insurance offerings, report a claim, make payments, find resources to prepare for disasters and more.

What states does Citizens Property Insurance Corporation (Florida) do business in?

Citizens Property Insurance Corporation (Florida) sells homeowners and renters insurance in 1 state. See the state Citizens Property Insurance Corporation (Florida) sells in below and click the link to see how Citizens Property Insurance Corporation (Florida) compares to the other top companies in that state.

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