Chubb is the world’s largest publicly traded property & casualty insurance company and the largest commercial insurer in the U.S. With operations in 54 countries and territories, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance and life insurance to a diverse group of clients.
How do customers rate Chubb Group of Insurance Companies?
Chubb Group of Insurance Companies’s rating is based entirely on customer reviews written on Clearsurance. The rating is determined using an algorithm that analyzes a range of inputs from our independent community of insurance customers, including:
- Customer Service
- Claim service
- Likelihood to renew
The algorithm also takes into account the percentage of what customers say Chubb Group of Insurance Companies does well vs. the percentage of what customers say the company could do better.
What car insurance discounts does Chubb offer?
Chubb’s Masterpiece auto insurance policy offers coverage found on a standard policy and options geared toward owners of expensive vehicles.
Discounts for auto insurance include the following:
- Auto with home
- Good student
- Driver training
- Accident Prevention Course (Defensive Driving credit)
- Air bag/Passive restraint
- Anti-lock brake
- Daytime running lights
What home insurance discounts does Chubb offer?
Chubb’s Masterpiece homeowners policy offers features not found in most policies from other insurers, along with benefits targeting owners of expensive homes.
Discounts for home insurance include the following:
- Burglar alarm
- Fire alarm
- New house
- Renovated house
- Gated community patrol service
- Residential sprinkler system
- Fire resistive
- Masonry construction
- Loss free
- Storm shutter
- Suburban rating
What coverages does Chubb Group of Insurance Companies offer?
Chubb Homeowners Insurance
A Chubb homeowners insurance policy includes extra coverage that some other companies don’t include, like tree removal services after a storm, lock replacement if your keys are lost or stolen and restoration of electronic data that was lost to a computer virus. Chubb also has a number of optional coverages you can add to your homeowners insurance.
Chubb Insurance also offers extended replacement cost coverage. After you have a loss that’s covered by your Chubb homeowners insurance policy, extended replacement cost coverage makes sure you have enough coverage to have your home rebuilt or repaired to its original condition. Extended Replacement Cost covers the rebuild or repairs even if the cost exceeds your policy limits.
Chubb auto insurance options
Chubb Insurance offers several optional coverage for auto insurance:
- Lease Gap - if your leased car is stolen or totaled the amount you owe to the lease is covered.
- Full window replacement - any window on your covered car that breaks or cracks will be replaced with zero deductible.
- High Liability Limits - you can opt into $1 million in uninsured motorist coverage and up to $10 million in liability coverage.
Below is a list of other insurance products offered by Chubb Insurance.
Chubb Insurance FAQs
What kind of insurance is Chubb?
Chubb offers homeowners and car insurance as well as insurance for businesses. It also offers many specialty lines of insurance, including valuables, boats and yachts, cyber protection, liability, travel, natural disasters protection and more. Chubb is the largest publicly traded property & casualty insurance company in the world and the largest commercial insurer in the United States. It also offers life and health insurance in other countries, but not in the U.S.
Does Chubb have health insurance?
Chubb doesn’t offer health insurance in the United States. However, it is one of the leading accident and health insurance companies in Indonesia. It also offers health insurance in other countries, including Puerto Rico.
Who owns Chubb Insurance Company?
Chubb Insurance Company is owned by the parent company, Chubb Limited.
How old is Chubb Insurance?
Chubb launched in 1882 making it about 137 years old. It was founded by Thomas Caldecot Chubb and his son Percey when they opened a business in New York City insuring ships and cargoes in the seaport district of the city. Now, Chubb operates in 54 countries, providing personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance and life insurance to various people.
More about Chubb Insurance
Identity management services are included in all home and auto policies. The service includes help in filing police reports and other documentation, developing a case file and credit monitoring for a year.
On the Chubb Insurance website, policyholders can report a claim, pay bills, contact an agent and more.
The Chubb mobile app is the company’s one-stop assistance. You can update your personal information, call for roadside assistance and chat with company representatives.
Chubb’s Mobile Estimate app lets you get car repair estimates after an accident. You can record your car’s VIN, upload a photo of the damage and get a repair estimate within a few hours.
Other insurance is available from Chubb’s family of companies, including supplemental life and health insurance.
What states does Chubb Group of Insurance Companies do business in?
Chubb Group of Insurance Companies sells car and homeowners insurance in 50 states and Washington, D.C.. See the state Chubb Group of Insurance Companies sells in below and click the link to see how Chubb Group of Insurance Companies compares to the other top companies in that state.