This business was formed in 1909 in Northern Utah along the namesake river making it the oldest mutual property and casualty insurance company in Utah. It was originally formed to provide affordable insurance to local farmers but expanded to include multiple lines of insurance. Today, Bear River provides auto, home, renters, and other specialty lines of insurance to Utah residents. The company is specialized in the policy needs of people in Utah.
How do customers rate Bear River Mutual Insurance Company?
How much does Bear River Mutual Insurance homeowners insurance cost?
When shopping for homeowners insurance in Utah, it's important to know that your rates could vary based on your unique characteristics, your home, and your area. In the graph below, you can see the average cost of Bear River homeowners insurance compared to the average cost of homeowners insurance in Utah. The graph is split into two categories: a home worth $200,000 and a home worth $400,000.
The average homeowners insurance rates from this company for both the $200K home and $400K home are very close to the average homeowners insurance policy cost in Utah. The Bear River rates for the $200K home are slightly lower while the rates for the $400K home are slightly higher. Please note that these are average homeowners insurance rates based on specific profiles and your rate could be higher or lower based on your unique characteristics that affect homeowners insurance rates. You will have to get a personalized quote to determine your premiums.
What more should you know about the company?
They provide 24/7 roadside assistance and rental car reimbursement policyholders can add to their policy. You can also get renters insurance if you're not yet a homeowner!
Bear River only insures homes in Utah, which means insurance rates are based only on claims in Utah, not other high-risk areas of the country that are prone to catastrophes like hurricanes. This business model allows the company to charge you lower rates for the same coverage you could get from other insurance products.
All of the employees dedicate time to give back to the community through charity events and fundraising.
What states does Bear River Mutual Insurance Company do business in?
Bear River Mutual Insurance Company sells car, homeowners and renters insurance in 1 state. See the state Bear River Mutual Insurance Company sells in below and click the link to see how Bear River Mutual Insurance Company compares to the other top companies in that state.
States Bear River Mutual Insurance Company ranks in top 10 for car insurance
Learn More about Bear River Mutual Insurance Company
You can learn more about the company by reading Bear River Mutual Insurance Company reviews. Or share your own experience with our community by writing a review of Bear River Mutual Insurance Company.