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How do customers rate Armed Forces Insurance?

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Armed Forces Insurance ratings and coverages

Armed Forces Insurance (AFI), based out of Fort Leavenworth, Kansas, was founded in 1887 for military members and military families. As an army garrison, Armed Forces Insurance was created by former military members and is still led by former military members today.

Auto coverage options from AFI include liability, comprehensive, personal injury protection, uninsured/underinsured motorist, medical payments, collision, rental reimbursement, as well as roadside assistance.

Armed Forces Insurance coverages and discounts

Discounts are available for homeowners insurance for protective devices and newer homes. You can add additional coverages including identity fraud protection.

Armed Forces Insurance insurance discounts do vary by state; talk to an Armed Forces Insurance agents for more information.

What coverages does Armed Forces Insurance offer?

AFI Member benefits

AFI Insurance offers its members access to Identity Theft services. If your identity has been compromised, call them at 800-2555-6792. You will be assisted in restoring your credit, identity, and good name. Furthermore, as an AFI member, you have access to an online tool MyHomeWorks to help you save money, inventory your personal property, etc.

More coverage from AFI

Through the years, the company included other types of insurance products for military members. Both personal property and dwelling fire policy are protected against loss due to several risks. Insurance options also include personal liability insurance, while personal automobile coverage is provided in certain areas only.

In addition to military homeowner insurance, military renter insurance, military auto insurance, motorcycle insurance, and business insurance AFI offers the following products and services:

Am I eligible to join AFI?

To qualify for membership with AFI you must meet one of the following criteria:

  • military member, active or retired
  • civilian Department of Defense employee, active or retired
  • member of the Reserves or National Guard
  • Service Academy including Merchant Marine or ROTC cadet
  • Active, retired or former commissioned officer of the NOAA or PHS.

If you are not sure if you qualify you can contact AFI at 1-800-495-8234.

More about Armed Forces Insurance

Armed Forces Insurance is a ‘reciprocal exchange' insurance company, meaning it's owned by its policyholders. An affiliate organization named Armed Forces Insurance Exchange was created in 1982 to work as a licensed entity because states required insurance companies to be licensed.

To learn more about all of the insurance products and eligibility for coverage, you can visit the Armed Forces Insurance Website or email them at

What states does Armed Forces Insurance do business in?

Armed Forces Insurance sells car, homeowners and motorcycle insurance in 50 states and Washington, D.C.. See the state Armed Forces Insurance sells in below and click the link to see how Armed Forces Insurance compares to the other top companies in that state.

Caption text over the flag and those serving in the military with the caption text "We salute those who have served our country with honor and courage."

South Dakota