The Homeowner (HO3) policy provides coverage for your home, other structures, and your personal property in the event they are damaged by a covered peril. During repair of covered damage, the policy will pay for temporary housing and living expenses. The policy also includes personal liability coverage and medical payments to others in the event that someone is injured on your property or if you damage someone's property.
The company also offers flood insurance, which is very important in Florida. Please note that it takes 30 days for a new flood insurance policy to go into effect so it is wise to consider it well before hurricane season. You can save money by receiving a discount on your homeowner's policy when you add flood insurance. The coverage offered protects you from physical loss and damage caused by flood or rising water according to the guidelines of the NFIP (National Flood Insurance Program)
Additional coverage options are available, such as replacement cost on personal property, increased limits on jewelry, personal injury, mechanical breakdown, and identity theft.
Other coverages offered include the following:
American Traditions Insurance sells homeowners insurance in 1 state. See the state American Traditions Insurance sells in below and click the link to see how American Traditions Insurance compares to the other top companies in that state.
Depend on us to protect the most important things in your life: your family and your home. American Traditions has insurance coverage designed to give you peace of mind.
Before making any final decisions on your insurance company, it is important to learn as much as you can about your local insurance providers, and the coverages they offer. Call your local insurance agent to clear up any questions that you might have. Questions to consider asking include, "What is the best coverage plan for me/my family/my situation?" "What are the minimum coverage requirements in my state and what form of coverage do you recommend?" "Do you guys offer any bundle discounts if I take out both my auto insurance and home insurance with you?" and "What is the average rate of insurance quotes you guys offer?"
Before making any big insurance decisions, use our free tool to compare insurance quotes near you. It's simple, just plug in your zip code and we'll do the rest!
You can learn more about the company by reading American Traditions Insurance reviews. Or share your own experience with our community by writing a review of American Traditions Insurance.
