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How do customers rate American Risk Insurance?

are likely to renew their policy
are likely to renew their policy
are likely to renew their policy

American Risk Insurance ratings and coverages

Who is ARI?

American Risk Insurance (“ARI”) specializes in providing affordable, low-cost homeowners insurance to Texas, Oklahoma, and Louisiana homeowners. They also offer business insurance for Texas clients. ARI works through a network of independent agents.

The company's website can help you save time by allowing existing customers to find an agent, get answers to your questions, review your policy, or make a claim.

If you're not already a customer, you can use the site to explore the different types of property coverage available, get the property address and hours of your local agent, and contact them by email.

What coverages does American Risk Insurance offer?

In addition to homeowners and renters insurance, American Risk Insurance (ARI) offers the following insurance products:

Specialty Coverage

Business insurance

Before making any final decisions on your insurance company, it is important to learn as much as you can about your local insurance providers, and the coverages they offer. Call your local insurance agent to clear up any questions that you might have. Questions to consider asking include, "What is the best coverage plan for me/my family/my situation?" "What are the minimum coverage requirements in my state and what form of coverage do you recommend?" "Do you guys offer any bundle discounts if I take out both my auto insurance and home insurance with you?" and "What is the average rate of insurance quotes you guys offer?"

Before making any big insurance decisions, use our free tool to compare insurance quotes near you. It's simple, just plug in your zip code and we'll do the rest!

What states does American Risk Insurance do business in?

American Risk Insurance sells homeowners insurance in 3 states and renters insurance in 1 state. See the state American Risk Insurance sells in below and click the link to see how American Risk Insurance compares to the other top companies in that state.


American Risk Insurance mission

What is the American Risk Insurance mission?

Our size allows us to be large enough to be competitive and small enough to care. ARI is dedicated to providing insurance products that offer quality protection, competitive prices, outstanding service both before and after the sale - including prompt and fair claims settlement and financial stability. We act as a true partner with the Independent Agents who represent us, and in turn with the individuals and businesses that entrust their insurance and risk management needs to us. We are proud of the experience and dedication of our associates. We establish a successful partnership with our clients, agents, our staff members, and partner insurance companies. We respect the interests and goals of each party.

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