What coverages does AARP Auto Insurance Program from The Hartford offer?
There are many benefits to AARP members who have car insurance through the AARP Auto Insurance Program from The Hartford. They are a trusted provider for seniors who want auto, home, or other insurance policies. AARP also offers additional benefits on top of your standard liability, property damage, and personal injury protection.
AARP Emergency Roadside Assistance: The AARP Auto Insurance Program from The Hartford offers roadside assistance available 24/7 in case you're stuck on the side of the road. Roadside assistance can help you with any emergency services your car may need, like help to change a flat tire or a jump start for a dead battery. It also helps with lockout services, all without filing an insurance claim. This feature can be added if you have comprehensive coverage.
Towing coverage: This is a package option that offers a tow to the nearest repair shop if your vehicle does not work. This coverage does not require a collision to have occurred. Instead of collision coverage, you must have comprehensive coverage to use this policy feature. If you need to be towed, it generally does not increase insurance rates unless another event happened at the same time.
The Hartford RecoverCare Advantage®: After a car accident, RecoverCare provides coverage for home services that you may not be able to complete if you were injured in the accident. This can include dog walking, mowing the lawn, preparing food, transportation, and more. RecoverCare reimburses you for these services. Availability of RecoverCare benefit and benefit levels vary by state.
New Car Replacement†: Get full replacement value if your new car is totaled, with no deduction for depreciation.
Lifetime Car Repair Assurance: If you've had a claim that's covered by the AARP Auto Insurance Program from The Hartford, you can turn to The Hartford's authorized network of more than 1,600 repair shops to find a shop to take care of damages to your vehicle.
Accident Forgiveness: The Hartford offers Accident Forgiveness†, which excuses your [first accident](https://clearsurance.com/blog/what-is-accident-forgiveness. This means no rate increase, even if it's your fault.
AARP Driver Safety Program: An optional program, currently available in 35 states. To be eligible, you must complete a driving safety course and demonstrate advanced safe driving knowledge, and skills.
If you're interested in a certain policy option, you can speak with an insurance agent to get AARP car insurance quotes and get familiar with AARP insurance coverage options.