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How do customers rate Root Insurance?

are likely to renew their policy
are likely to renew their policy
are likely to renew their policy

Root Insurance ratings and coverages

Root’s FAQs

What if I’m a bad driver?

Root isn't the right fit for everyone. Our models don't work with every situation, so we may not offer you a quote after the test drive. That just means you could save more with another carrier, and we don't want to stand in the way of your saving money.

What qualifies me as a good driver?

Braking, speed, turns, times of day, miles driven, and driving routes are all considered when calculating your quote. You basically just need to follow the rules of the road and be mindful of other drivers when you're behind the wheel.

How will I know I’ll save money with Root? How much can I really save?

You won't know until you do the test drive it depends on your driving skills and habits but many of our customers have saved hundreds off their previous rate. Only one way to find out.

Before making any final decisions on your insurance company, it is important to learn as much as you can about your local insurance providers, and the coverages they offer. Call your local insurance agent to clear up any questions that you might have. Questions to consider asking include, "What is the best coverage plan for me/my family/my situation?" "What are the minimum coverage requirements in my state and what form of coverage do you recommend?" "Do you guys offer any bundle discounts if I take out both my auto insurance and home insurance with you?" and "What is the average rate of insurance quotes you guys offer?"

Before making any big insurance decisions, use our free tool to compare insurance quotes near you. It's simple, just plug in your zip code and we'll do the rest!

What states does Root Insurance do business in?

Root Insurance sells car insurance in 34 states and renters insurance in 8 states. See the state Root Insurance sells in below and click the link to see how Root Insurance compares to the other top companies in that state.

Free app available for Android and iPhone.

Alabama

Arizona

California

Colorado

Connecticut

Delaware

Florida

Illinois

Indiana

Iowa

Kansas

Louisiana

Maryland

Mississippi

Montana

Nebraska

New Mexico

North Dakota

Oklahoma

Oregon

Pennsylvania

South Carolina

Texas

Virginia

West Virginia

Wisconsin



Root Insurance mission

What is the Root Insurance mission?

The insurance industry is broken. We're here to fix it. Root is using data and technology to reimagine the everyday services people need so that they serve them better. We use the Root App to rate drivers based on how they actually drive not just their demographics. By not insuring bad drivers, Root is able to save good drivers hundreds on their policies. Root also offers renters policies, providing seamless, affordable coverage in the easy-to-use Root app.

Save Money by Comparing Insurance Quotes
Compare Free Insurance Quotes Instantly
ZIP Code must be filled out!
 Secured with SHA-256 Encryption