Florida Family Insurance ratings and coverages

What Are Florida Family homeowners insurance discounts?

• New Home: Florida Family customers whose homes are up to date on the most recent building code are eligible for a discount. Retiree: Customers aged 55 and older are eligible for this discount.
• Superior Construction: Homeowners insurance customers whose exterior walls, floors and roof were built with non-combustible materials may qualify for this discount.
• Secure Community: Customers are eligible for this discount if they live in communities that are gated, guarded, or have perimeter walls restricting other access.
• Burglar and Fire Alarm: Customers whose home is protected by a burglar alarm, fire alarm, or alarm monitoring company can earn this discount.
• Building Code Effectiveness Grades: Customers are provided with a discount if their community participates in the BCEG program, and was constructed after the community joined the program.
• Lightning Surge Protection: Policyholders may receive a discount if they have a qualifying lightning protection system installed.
• Wind Mitigation: Properties that have storm shutters or other wind mitigations installed, pending a wind mitigation inspection, can qualify for this discount.
• Hip Roof: Properties that have a roof shape where the ends and sides of the roof slope down to the wall may be eligible for a discount.
• Fire Sprinkler Systems: Florida Family policyholders that have fire sprinklers installed in their home may get a discount.